Net Income Analysis ( % relative to Total Revenue )
Income Statement Cambridge Bank All Insured Commercial Banks in Illinois
Interest and Fees on Loans 5,254 2,311
Income from Lease Financing Receivables — 690
102 44
Estimated Tax Benefit from Tax-Exempt Loan Income 53 16
Income on Loans and Leases (TE) 5,307 2,339
Investment Interest Income (TE) 911 530
Total Interest Income (TE) 6,373 2,898
Total Interest Expense 3,018 1,353
Net Interest Income (TE) 3,355 1,554
Non-Interest Income 300 326
Adjusted Operating Income (TE) 3,655 1,909
Non-interest Expense 2,191 1,241
Provision for Loan & Lease Losses 225 981
Pretax Operating Income (TE) 1,239 2,302
Pretax Net Operating Income (TE) 1,316 2,333
Applicable Income Taxes 348 918
Net Operating Income 877 1,633
Net Income 877 1,633
Cash Dividends Declared — 881
Retained Earnings 877 1,517