Vitals
  • Total Assets
    566.7M 28.0 %
  • Total Deposits
    460.8M 23.6 %
  • Total Net Loans
    367.7M 19.2 %
  • Net Income
    281000.0000 -69.9 %
  • Book Value
    97.9M 61.3 %
  • Book Value x2
    195.8M 61.3 %
  • Book Value x3
    293.8M 61.3 %
ROAA

.663

ROAE

4.79

Efficiency Ratio

57.413

Net Interest Margin

3.811

Balance Sheet Highlights
Financial Highlights Bank Of The South All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 566,735 223,976
Total Net Loans 367,717 157,498
Total Deposits 460,802 184,525
Total Equity 97,920 24,518
Profitability
Net Income 281 3,098
Return on Average Assets .663 1.063
Return on Average Equity 4.79 10.592
Net Interest Margin 3.811 4.07
Efficiency Ratio 57.413 71.353
Noninterest Income/Revenue 7.667 11.13
Balance Sheet Ratios
Loan-to-Deposit 79.799 82.013
Securities/Assets .083 .245
Total Equity/Total Assets .173 .109
Tangible Equity/Tangible Assets .064 -.179
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 38,036 22,376
Tier 2 Capital 3,857 1,779
Total Capital 41,893 24,184
Total Risk Weighted Assets 401,932 169,489
Leverage Ratio 7.64 10.618
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.46 14.605
Total Capital Ratio 10.42 15.677

Timeline for Bank Of The South

Pinnacle Bank

Bank Of The South was acquired by Pinnacle Bank 16 years

View Profile Mar 01 2008

Pinnacle Financial Partners, Inc.

Pinnacle Financial Partners, Inc. became a new parent organization for Bank Of The South.

View Profile Dec 01 2007

Southern Commercial Title, Llc

Southern Commercial Title, Llc became a new subsidiary organization for Bank Of The South.

View Profile Jul 01 2007

Mid-America Bancshares, Inc.

Mid-America Bancshares, Inc. became a new parent organization for Bank Of The South.

View Profile Sep 01 2006

Bos Services, Inc.

Bos Services, Inc. became a new subsidiary organization for Bank Of The South.

View Profile Sep 01 2006

Want to see more?

Complete timeline for Bank Of The South is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Pinnacle Bank Buyer 10,910,711 Pooling of Interests Discontinued 3/1/2008
Academy Bank Seller 43,419 Acquisition Discontinued 6/1/2005
Relationships Role Relationship Start Relationship End
Pinnacle Financial Partners, Inc. Parent 12/1/2007 2/29/2008
Mid-America Bancshares, Inc. Parent 9/1/2006 11/30/2007
Southern Commercial Title, Llc Subsidary 7/1/2007 11/29/2007
Bos Services, Inc. Subsidary 9/1/2006 6/30/2007
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