Vitals
  • Total Assets
    449.9M 2.9 %
  • Total Deposits
    380.4M 2.0 %
  • Total Net Loans
    301.4M 12.9 %
  • Net Income
    330000.0000 -88.5 %
  • Book Value
    64.2M 6.1 %
  • Book Value x2
    128.4M 6.1 %
  • Book Value x3
    192.5M 6.1 %
ROAA

.146

ROAE

1.025

Efficiency Ratio

71.259

Net Interest Margin

5.733

Balance Sheet Highlights
Financial Highlights Bank Of Orange County All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 449,900 449,219
Total Net Loans 301,426 339,353
Total Deposits 380,384 354,644
Total Equity 64,183 49,297
Profitability
Net Income 330 9,121
Return on Average Assets .146 1.374
Return on Average Equity 1.025 13.246
Net Interest Margin 5.733 4.455
Efficiency Ratio 71.259 72.622
Noninterest Income/Revenue 16.092 19.139
Balance Sheet Ratios
Loan-to-Deposit 79.243 80.237
Securities/Assets .015 .623
Total Equity/Total Assets .143 .11
Tangible Equity/Tangible Assets .075 -.129
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 40,293 41,743
Tier 2 Capital 4,440 5,369
Total Capital 44,733 46,185
Total Risk Weighted Assets 354,284 342,932
Leverage Ratio 9.38 11.204
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.37 14.582
Total Capital Ratio 12.63 15.77

Timeline for Bank Of Orange County

Placer Sierra Bank

Bank Of Orange County was acquired by Placer Sierra Bank 19 years

View Profile Jul 24 2004

Placer Sierra Bancshares

Placer Sierra Bancshares became a new parent organization for Bank Of Orange County.

View Profile May 26 2004

Cerritos Valley Bank

Acquisition: Bank Of Orange County acquired a new subsidiary, Cerritos Valley Bank, 21 years

View Profile Aug 16 2002

Southland Capital Co.

Southland Capital Co. became a new parent organization for Bank Of Orange County.

View Profile Nov 26 2001

Calwest Bank

Acquisition: Bank Of Orange County acquired a new subsidiary, Calwest Bank, 23 years

View Profile Jul 15 2000

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Complete timeline for Bank Of Orange County is available.

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Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Placer Sierra Bank Buyer 2,503,963 Pooling of Interests Discontinued 7/24/2004
Cerritos Valley Bank Seller 96,424 Acquisition Discontinued 8/16/2002
Calwest Bank Seller 85,272 Pooling of Interests Discontinued 7/15/2000
Security First Bank Seller 50,319 Pooling of Interests Discontinued 12/28/1999
Orange Bancorp Seller Pooling of Interests Discontinued 12/2/1996
Relationships Role Relationship Start Relationship End
Placer Sierra Bancshares Parent 5/26/2004 7/23/2004
Southland Capital Co. Parent 11/26/2001 5/25/2004
California Community Bancshares, Inc. Parent 12/15/1999 11/25/2001
California Financial Bancorp Parent 1/1/1999 12/14/1999
Orange Bancorp Parent 6/4/1994 12/1/1996
Orange Bancorp Parent 2/5/1982 6/3/1994
Pib Mortgage Co. Subsidary 12/28/1999 8/31/2001
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