Vitals
  • Total Assets
    2.5B -6.7 %
  • Total Deposits
    1.7B -22.8 %
  • Total Net Loans
    1.7B -1.4 %
  • Net Income
    980000.0000 -93.6 %
  • Book Value
    729.2M 70.7 %
  • Book Value x2
    1.5B 70.7 %
  • Book Value x3
    2.2B 70.7 %
ROAA

.476

ROAE

2.25

Efficiency Ratio

83.117

Net Interest Margin

5.206

Balance Sheet Highlights
Financial Highlights Placer Sierra Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 2,503,963 539,781
Total Net Loans 1,737,708 426,776
Total Deposits 1,711,929 404,827
Total Equity 729,225 66,512
Profitability
Net Income 980 10,312
Return on Average Assets .476 1.398
Return on Average Equity 2.25 11.137
Net Interest Margin 5.206 4.788
Efficiency Ratio 83.117 78.029
Noninterest Income/Revenue 9.658 14.389
Balance Sheet Ratios
Loan-to-Deposit 101.506 89.178
Securities/Assets .017 .574
Total Equity/Total Assets .291 .123
Tangible Equity/Tangible Assets .08 -.264
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 202,106 57,484
Tier 2 Capital 22,894 5,910
Total Capital 225,000 62,817
Total Risk Weighted Assets 1,824,393 444,088
Leverage Ratio 10.01 14.751
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.08 18.802
Total Capital Ratio 12.33 19.942

Timeline for Placer Sierra Bank

Wells Fargo Bank, National Association

Placer Sierra Bank was acquired by Wells Fargo Bank, National Association 16 years

View Profile Sep 22 2007

Southwest Community Bank

Acquisition: Placer Sierra Bank acquired a new subsidiary, Southwest Community Bank, 17 years

View Profile Jun 10 2006

Bank Of Lodi, National Association

Acquisition: Placer Sierra Bank acquired a new subsidiary, Bank Of Lodi, National Association, 19 years

View Profile Dec 11 2004

Bank Of Orange County

Acquisition: Placer Sierra Bank acquired a new subsidiary, Bank Of Orange County, 19 years

View Profile Jul 24 2004

Plumas Bank

Placer Sierra Bank was acquired by Plumas Bank 20 years

View Profile Nov 15 2003

Want to see more?

Complete timeline for Placer Sierra Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Wells Fargo Bank, National Association Buyer 1,740,819,000 Pooling of Interests Discontinued 9/22/2007
Southwest Community Bank Seller 647,572 Acquisition Discontinued 6/10/2006
Bank Of Lodi, National Association Seller 331,528 Acquisition Discontinued 12/11/2004
Bank Of Orange County Seller 449,900 Pooling of Interests Discontinued 7/24/2004
Plumas Bank Buyer 656,553 Sale of Assets 11/15/2003
Sacramento Commercial Bank Seller 236,431 Pooling of Interests Discontinued 3/22/2001
Relationships Role Relationship Start Relationship End
Placer Sierra Bancshares Parent 11/26/2001 9/21/2007
California Community Bancshares, Inc. Parent 11/15/2001 11/25/2001
Placer Capital Co. Parent 8/11/1999 11/14/2001
Central Square Company, Inc. Subsidary 6/30/2007 9/21/2007
Central Square Company, Inc. Subsidary 8/11/1999 6/29/2007
Scb Financial Software, Inc. Subsidary 3/22/2001 8/31/2001
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