Balcones Bank, S.S.B. Financial Statements & Health Reports

Acquired Nov 2005

Vitals

ROAA

.651

ROAE

Efficiency Ratio

Net Interest Margin

Balance Sheet Highlights

Financial Highlights	Balcones Bank, S.S.B.	All Insured Savings Banks in Texas
Balance Sheet $(000)
Total Assets	103,444	225,078
Total Net Loans	56,417	152,570
Total Deposits	66,104	160,771
Total Equity	8,728	33,919
Profitability
Net Income	542	8,551
Return on Average Assets	.651	1.622
Return on Average Equity	8.358	13.069
Net Interest Margin	3.409	4.639
Efficiency Ratio	84.135	67.579
Noninterest Income/Revenue	13.599	15.179
Balance Sheet Ratios
Loan-to-Deposit	85.346	83.975
Securities/Assets	.331	.323
Total Equity/Total Assets	.084	.151
Tangible Equity/Tangible Assets	.084	.035
Capital Adequacy
Tier 1 Common Capital	—	—
Tier 1 Capital	8,984	26,837
Tier 2 Capital	477	1,087
Total Capital	9,461	27,924
Total Risk Weighted Assets	53,697	164,152
Leverage Ratio	8.36	11.313
Common Equity Tier 1 Capital Ratio	—	—
Tier 1 Capital Ratio	16.73	17.464
Total Capital Ratio	17.62	18.367

Balcones Bank, S.S.B. was acquired by Broadway National Bank 18 years

View Profile Nov 04 2005

Balcones Bank, S.S.B. was established 46 years ago and is currently headquartered in San Marcos, TX.

Jan 01 1978

Acquisitions & Mergers	Role	Assets	Acct Method	Type	Transaction Date
Broadway National Bank	Buyer	3,409,568	Acquisition	Discontinued	11/4/2005

Relationships	Role	Relationship Start	Relationship End

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