Vitals
  • Total Assets
    107.2M -2.7 %
  • Total Deposits
    81.8M -0.2 %
  • Total Net Loans
    52.6M -1.3 %
  • Net Income
    491000.0000 4.7 %
  • Book Value
    20.4M 0.3 %
  • Book Value x2
    40.9M 0.3 %
  • Book Value x3
    61.3M 0.3 %
ROAA

.45

ROAE

2.38

Efficiency Ratio

77.331

Net Interest Margin

2.968

Balance Sheet Highlights
Financial Highlights Investment Savings Bank All Insured Savings Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 107,197 648,167
Total Net Loans 52,624 461,686
Total Deposits 81,783 495,804
Total Equity 20,445 86,443
Profitability
Net Income 491 4,600
Return on Average Assets .45 .53
Return on Average Equity 2.38 4.211
Net Interest Margin 2.968 2.964
Efficiency Ratio 77.331 73.743
Noninterest Income/Revenue 9.089 17.147
Balance Sheet Ratios
Loan-to-Deposit 64.346 82.148
Securities/Assets .397 .168
Total Equity/Total Assets .191 .133
Tangible Equity/Tangible Assets .191 .127
Capital Adequacy
Tier 1 Common Capital 20,666 83,501
Tier 1 Capital 20,666 83,501
Tier 2 Capital 297 4,056
Total Capital 20,963 87,552
Total Risk Weighted Assets 50,594 425,981
Leverage Ratio 19.24 13.562
Common Equity Tier 1 Capital Ratio 40.85 24.643
Tier 1 Capital Ratio 40.85 24.643
Total Capital Ratio 41.43 25.537

Timeline for Investment Savings Bank

Investment Savings Bank

Investment Savings Bank was established 85 years ago and is currently headquartered in Altoona, PA.

Jan 01 1939
Relationships Role Relationship Start Relationship End
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