Vitals
  • Total Assets
    90.0M -0.7 %
  • Total Deposits
    69.5M -1.5 %
  • Total Net Loans
    51.3M 7.5 %
  • Net Income
    297000.0000 12.9 %
  • Book Value
    20.0M 1.9 %
  • Book Value x2
    40.0M 1.9 %
  • Book Value x3
    60.0M 1.9 %
ROAA

.329

ROAE

1.499

Efficiency Ratio

80

Net Interest Margin

2.649

Balance Sheet Highlights
Financial Highlights North Cambridge Co-Operative Bank All Insured Savings Banks in Massachusetts
Balance Sheet $(000)
Total Assets 89,976 761,274
Total Net Loans 51,310 592,852
Total Deposits 69,483 596,855
Total Equity 19,998 82,059
Profitability
Net Income 297 4,648
Return on Average Assets .329 .538
Return on Average Equity 1.499 4.944
Net Interest Margin 2.649 3.143
Efficiency Ratio 80 77.098
Noninterest Income/Revenue 1.271 14.538
Balance Sheet Ratios
Loan-to-Deposit 73.845 95.714
Securities/Assets .133 .124
Total Equity/Total Assets .222 .108
Tangible Equity/Tangible Assets .222 .106
Capital Adequacy
Tier 1 Common Capital 19,076 80,540
Tier 1 Capital 19,076 80,580
Tier 2 Capital 1,039 5,839
Total Capital 20,115 86,408
Total Risk Weighted Assets 35,397 559,688
Leverage Ratio 21.28 10.827
Common Equity Tier 1 Capital Ratio 53.89 15.478
Tier 1 Capital Ratio 53.89 15.53
Total Capital Ratio 56.83 16.563

Timeline for North Cambridge Co-Operative Bank

North Cambridge Co-Operative Bank

North Cambridge Co-Operative Bank was established 112 years ago and is currently headquartered in Cambridge, MA.

Jan 01 1912
Relationships Role Relationship Start Relationship End
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