Vitals
  • Total Assets
    109.6M 2.4 %
  • Total Deposits
    71.0M 3.1 %
  • Total Net Loans
    97.6M 9.1 %
  • Net Income
    159000.0000 -57.4 %
  • Book Value
    27.5M 1.0 %
  • Book Value x2
    54.9M 1.0 %
  • Book Value x3
    82.4M 1.0 %
ROAA

.146

ROAE

.581

Efficiency Ratio

89.277

Net Interest Margin

3.361

Balance Sheet Highlights
Financial Highlights Valley Central Bank All Insured Savings Banks in Ohio
Balance Sheet $(000)
Total Assets 109,637 265,966
Total Net Loans 97,620 190,627
Total Deposits 70,979 206,710
Total Equity 27,464 32,574
Profitability
Net Income 159 2,411
Return on Average Assets .146 .564
Return on Average Equity .581 4.535
Net Interest Margin 3.361 3.288
Efficiency Ratio 89.277 80.784
Noninterest Income/Revenue 3.96 22.248
Balance Sheet Ratios
Loan-to-Deposit 137.534 89.218
Securities/Assets .025 .114
Total Equity/Total Assets .25 .122
Tangible Equity/Tangible Assets .25 .119
Capital Adequacy
Tier 1 Common Capital 27,425 31,883
Tier 1 Capital 27,425 31,883
Tier 2 Capital 860 1,822
Total Capital 28,285 33,702
Total Risk Weighted Assets 68,919 167,152
Leverage Ratio 24.95 13.259
Common Equity Tier 1 Capital Ratio 39.79 24.788
Tier 1 Capital Ratio 39.79 24.788
Total Capital Ratio 41.04 25.792

Timeline for Valley Central Bank

Valley Central Bancorp, Inc.

Valley Central Bancorp, Inc. became a new parent organization for Valley Central Bank.

View Profile Nov 02 2011

Valley Central Bank

Valley Central Bank was established 140 years ago and is currently headquartered in Liberty Township, OH.

Jan 01 1884
Relationships Role Relationship Start Relationship End
Valley Central Bancorp, Inc. Parent 11/2/2011
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