Vitals
  • Total Assets
    120.5M -0.9 %
  • Total Deposits
    103.5M -0.4 %
  • Total Net Loans
    84.7M 2.2 %
  • Net Income
    1.4M 0.4 %
  • Book Value
    15.3M 2.4 %
  • Book Value x2
    30.5M 2.4 %
  • Book Value x3
    45.8M 2.4 %
ROAA

1.187

ROAE

9.613

Efficiency Ratio

67.898

Net Interest Margin

3.675

Balance Sheet Highlights
Financial Highlights Graham Savings And Loan, Ssb All Insured Savings Banks in Texas
Balance Sheet $(000)
Total Assets 120,529 699,407
Total Net Loans 84,698 487,746
Total Deposits 103,545 520,110
Total Equity 15,271 100,964
Profitability
Net Income 1,443 10,708
Return on Average Assets 1.187 1.001
Return on Average Equity 9.613 8.837
Net Interest Margin 3.675 4.122
Efficiency Ratio 67.898 69.901
Noninterest Income/Revenue 5.342 22.526
Balance Sheet Ratios
Loan-to-Deposit 81.798 87.04
Securities/Assets .091 .148
Total Equity/Total Assets .127 .144
Tangible Equity/Tangible Assets .127 .13
Capital Adequacy
Tier 1 Common Capital 15,271 94,270
Tier 1 Capital 15,271 94,270
Tier 2 Capital 797 4,738
Total Capital 16,068 99,006
Total Risk Weighted Assets 63,513 501,775
Leverage Ratio 12.35 11.157
Common Equity Tier 1 Capital Ratio 24.04 17.175
Tier 1 Capital Ratio 24.04 17.194
Total Capital Ratio 25.3 18.145

Timeline for Graham Savings And Loan, Ssb

Graham Savings Financial Corp

Graham Savings Financial Corp became a new parent organization for Graham Savings And Loan, Ssb.

View Profile Jul 22 1985

Graham Savings And Loan, Ssb

Graham Savings And Loan, Ssb was established 89 years ago and is currently headquartered in Graham, TX.

Nov 27 1934
Relationships Role Relationship Start Relationship End
Graham Savings Financial Corp Parent 7/21/2011
Graham Savings Financial Corp Parent 7/22/1985 7/20/2011
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