Vitals
  • Total Assets
    93.5M -1.1 %
  • Total Deposits
    70.6M -1.5 %
  • Total Net Loans
    66.6M 4.1 %
  • Net Income
    231000.0000 -39.1 %
  • Book Value
    11.5M 1.1 %
  • Book Value x2
    23.0M 1.1 %
  • Book Value x3
    34.5M 1.1 %
ROAA

.244

ROAE

2.013

Efficiency Ratio

84.056

Net Interest Margin

3.065

Balance Sheet Highlights
Financial Highlights Monroe Savings Bank All Insured Savings Banks in New Jersey
Balance Sheet $(000)
Total Assets 93,496 1,030,673
Total Net Loans 66,639 693,502
Total Deposits 70,581 776,139
Total Equity 11,488 127,082
Profitability
Net Income 231 6,133
Return on Average Assets .244 .346
Return on Average Equity 2.013 2.946
Net Interest Margin 3.065 2.689
Efficiency Ratio 84.056 79.014
Noninterest Income/Revenue 1.311 9.624
Balance Sheet Ratios
Loan-to-Deposit 94.415 79.002
Securities/Assets .139 .199
Total Equity/Total Assets .123 .123
Tangible Equity/Tangible Assets .123 .117
Capital Adequacy
Tier 1 Common Capital 11,524 122,005
Tier 1 Capital 11,524 122,005
Tier 2 Capital 611 5,602
Total Capital 12,135 127,603
Total Risk Weighted Assets 49,422 666,944
Leverage Ratio 12.17 11.596
Common Equity Tier 1 Capital Ratio 23.32 21.406
Tier 1 Capital Ratio 23.32 21.406
Total Capital Ratio 24.55 22.306

Timeline for Monroe Savings Bank

Monroe Savings Bank

Monroe Savings Bank was established 154 years ago and is currently headquartered in Williamstown, NJ.

Jan 01 1870
Relationships Role Relationship Start Relationship End
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