Vitals
  • Total Assets
    92.1M 1.2 %
  • Total Deposits
    79.0M 1.1 %
  • Total Net Loans
    75.4M -3.4 %
  • Net Income
    102000.0000 200.0 %
  • Book Value
    12.0M -1.1 %
  • Book Value x2
    23.9M -1.1 %
  • Book Value x3
    35.9M -1.1 %
ROAA

.113

ROAE

.846

Efficiency Ratio

105.758

Net Interest Margin

2.65

Balance Sheet Highlights
Financial Highlights Gsl Savings Bank All Insured Savings Banks in New Jersey
Balance Sheet $(000)
Total Assets 92,085 1,030,673
Total Net Loans 75,352 693,502
Total Deposits 79,047 776,139
Total Equity 11,964 127,082
Profitability
Net Income 102 6,133
Return on Average Assets .113 .346
Return on Average Equity .846 2.946
Net Interest Margin 2.65 2.689
Efficiency Ratio 105.758 79.014
Noninterest Income/Revenue 5.543 9.624
Balance Sheet Ratios
Loan-to-Deposit 95.326 79.002
Securities/Assets .028 .199
Total Equity/Total Assets .13 .123
Tangible Equity/Tangible Assets .13 .117
Capital Adequacy
Tier 1 Common Capital 10,909 122,005
Tier 1 Capital 10,909 122,005
Tier 2 Capital 601 5,602
Total Capital 11,510 127,603
Total Risk Weighted Assets 47,201 666,944
Leverage Ratio 12.13 11.596
Common Equity Tier 1 Capital Ratio 23.11 21.406
Tier 1 Capital Ratio 23.11 21.406
Total Capital Ratio 24.39 22.306

Timeline for Gsl Savings Bank

Gsl Savings Bank

Gsl Savings Bank was established 117 years ago and is currently headquartered in Guttenberg, NJ.

Jan 01 1907
Relationships Role Relationship Start Relationship End
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