Balcones Bank, S.S.B.
San Marcos, TX — Domestic Branch of a Domestic Bank
Acquired Nov 2005
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Balcones Bank, S.S.B. | All Insured Savings Banks in Texas |
Interest and Fees on Loans | 2,999 | 10,527 |
Income from Lease Financing Receivables | — | 134 |
— | 82 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 43 |
Income on Loans and Leases (TE) | 2,999 | 10,544 |
Investment Interest Income (TE) | 908 | 2,429 |
Total Interest Income (TE) | 4,028 | 11,920 |
Total Interest Expense | 1,315 | 3,628 |
Net Interest Income (TE) | 2,713 | 6,547 |
Non-Interest Income | 634 | 2,133 |
Adjusted Operating Income (TE) | 3,347 | 8,680 |
Non-interest Expense | 2,816 | 5,390 |
Provision for Loan & Lease Losses | — | 652 |
Pretax Operating Income (TE) | 542 | 10,439 |
Pretax Net Operating Income (TE) | 542 | 9,919 |
Applicable Income Taxes | — | 1,940 |
Net Operating Income | 542 | 8,551 |
Net Income | 542 | 8,551 |
Cash Dividends Declared | 184 | 2,621 |
Retained Earnings | 358 | 7,716 |