Austin Capital Bank Ssb Financial Statements & Health Reports

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Vitals

ROAA

1.091

ROAE

Efficiency Ratio

Net Interest Margin

Balance Sheet Highlights

Financial Highlights	Austin Capital Bank Ssb	All Insured Savings Banks in Texas
Balance Sheet $(000)
Total Assets	102,179	699,407
Total Net Loans	78,473	487,746
Total Deposits	79,518	520,110
Total Equity	11,349	100,964
Profitability
Net Income	1,041	10,708
Return on Average Assets	1.091	1.001
Return on Average Equity	9.801	8.837
Net Interest Margin	3.938	4.122
Efficiency Ratio	60.293	69.901
Noninterest Income/Revenue	8.025	22.526
Balance Sheet Ratios
Loan-to-Deposit	98.686	87.04
Securities/Assets	.026	.148
Total Equity/Total Assets	.111	.144
Tangible Equity/Tangible Assets	.111	.13
Capital Adequacy
Tier 1 Common Capital	11,214	94,270
Tier 1 Capital	11,214	94,270
Tier 2 Capital	595	4,738
Total Capital	11,809	99,006
Total Risk Weighted Assets	58,676	501,775
Leverage Ratio	10.98	11.157
Common Equity Tier 1 Capital Ratio	19.11	17.175
Tier 1 Capital Ratio	19.11	17.194
Total Capital Ratio	20.13	18.145

Austin Capital Bank Ssb was established 18 years ago and is currently headquartered in Austin, TX.

Jan 09 2006

Relationships	Role	Relationship Start	Relationship End

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