Vitals
  • Total Assets
    650.8M 7.5 %
  • Total Deposits
    538.5M 6.6 %
  • Total Net Loans
    469.2M 20.0 %
  • Net Income
    5.6M -41.4 %
  • Book Value
    74.0M 4.2 %
  • Book Value x2
    148.1M 4.2 %
  • Book Value x3
    222.1M 4.2 %
ROAA

.892

ROAE

7.533

Efficiency Ratio

66.466

Net Interest Margin

3.719

Balance Sheet Highlights
Financial Highlights American Bank & Trust All Insured Commercial Banks in South Dakota
Balance Sheet $(000)
Total Assets 650,765 288,102
Total Net Loans 469,210 198,161
Total Deposits 538,459 243,793
Total Equity 74,036 35,439
Profitability
Net Income 5,625 3,749
Return on Average Assets .892 1.217
Return on Average Equity 7.533 10.279
Net Interest Margin 3.719 3.975
Efficiency Ratio 66.466 60.916
Noninterest Income/Revenue 18.316 21.874
Balance Sheet Ratios
Loan-to-Deposit 87.139 76.007
Securities/Assets .171 .161
Total Equity/Total Assets .114 .123
Tangible Equity/Tangible Assets .102 .119
Capital Adequacy
Tier 1 Common Capital 69,251 34,164
Tier 1 Capital 69,251 34,343
Tier 2 Capital 6,336 2,558
Total Capital 75,587 36,899
Total Risk Weighted Assets 558,396 225,553
Leverage Ratio 10.59 11.18
Common Equity Tier 1 Capital Ratio 12.4 15.765
Tier 1 Capital Ratio 12.4 15.791
Total Capital Ratio 13.54 16.885

Timeline for American Bank & Trust

American State Bank Of Pierre

Acquisition: American Bank & Trust acquired a new subsidiary, American State Bank Of Pierre, 9 years

View Profile May 17 2014

Mansfield State Bank

Acquisition: American Bank & Trust acquired a new subsidiary, Mansfield State Bank, 11 years

View Profile Dec 08 2012

Peoples State Bank

Acquisition: American Bank & Trust acquired a new subsidiary, Peoples State Bank, 12 years

View Profile Oct 01 2011

Hand County State Bank

Acquisition: American Bank & Trust acquired a new subsidiary, Hand County State Bank, 23 years

View Profile Jun 01 2000

Farmers State Bank Of Mellette

Acquisition: American Bank & Trust acquired a new subsidiary, Farmers State Bank Of Mellette, 30 years

View Profile Jan 15 1994

Want to see more?

Complete timeline for American Bank & Trust is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
American State Bank Of Pierre Seller 164,381 Pooling of Interests Discontinued 5/17/2014
Mansfield State Bank Seller 12,732 Acquisition Discontinued 12/8/2012
Peoples State Bank Seller 62,838 Acquisition Discontinued 10/1/2011
Hand County State Bank Seller 49,045 Acquisition Discontinued 6/1/2000
Farmers State Bank Of Mellette Seller 7,143 Discontinued 1/15/1994
Relationships Role Relationship Start Relationship End
Leackco Bank Holding Company, Inc. Parent 12/31/1996
Leackco Bank Holding Company, Inc. Parent 12/27/1996 12/30/1996
Leackco Bank Holding Company, Inc. Parent 1/31/1985 12/26/1996
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