Vitals
  • Total Assets
    660.7M 12.4 %
  • Total Deposits
    583.7M 14.0 %
  • Total Net Loans
    409.1M 19.3 %
  • Net Income
    4.6M 1.6 %
  • Book Value
    66.9M 3.3 %
  • Book Value x2
    133.8M 3.3 %
  • Book Value x3
    200.7M 3.3 %
ROAA

.746

ROAE

6.937

Efficiency Ratio

69.62

Net Interest Margin

3.996

Balance Sheet Highlights
Financial Highlights Scott Valley Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 660,704 1,346,313
Total Net Loans 409,088 907,793
Total Deposits 583,683 1,084,972
Total Equity 66,906 169,778
Profitability
Net Income 4,579 12,577
Return on Average Assets .746 .955
Return on Average Equity 6.937 8.072
Net Interest Margin 3.996 3.784
Efficiency Ratio 69.62 64.937
Noninterest Income/Revenue 10.499 13.682
Balance Sheet Ratios
Loan-to-Deposit 70.087 83.983
Securities/Assets .277 .141
Total Equity/Total Assets .101 .126
Tangible Equity/Tangible Assets .101 .113
Capital Adequacy
Tier 1 Common Capital 67,128 147,337
Tier 1 Capital 67,128 147,552
Tier 2 Capital 5,591 11,893
Total Capital 72,719 160,236
Total Risk Weighted Assets 541,496 1,009,488
Leverage Ratio 10.17 11.256
Common Equity Tier 1 Capital Ratio 12.4 14.697
Tier 1 Capital Ratio 12.4 14.792
Total Capital Ratio 13.43 16.005

Timeline for Scott Valley Bank

Learner Financial Corporation

Learner Financial Corporation became a new parent organization for Scott Valley Bank.

View Profile Jan 03 1984

Scott Valley Bank

Scott Valley Bank was established 112 years ago and is currently headquartered in Yreka, CA.

May 03 1912
Relationships Role Relationship Start Relationship End
Learner Financial Corporation Parent 1/3/1984
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