Vitals
  • Total Assets
    631.7M 4.0 %
  • Total Deposits
    525.0M 1.2 %
  • Total Net Loans
    374.3M 6.7 %
  • Net Income
    6.2M -4.2 %
  • Book Value
    84.0M 1.7 %
  • Book Value x2
    167.9M 1.7 %
  • Book Value x3
    251.8M 1.7 %
ROAA

1.013

ROAE

7.361

Efficiency Ratio

67.271

Net Interest Margin

3.724

Balance Sheet Highlights
Financial Highlights The Union Bank Company All Insured Commercial Banks in Ohio
Balance Sheet $(000)
Total Assets 631,716 361,398
Total Net Loans 374,251 246,196
Total Deposits 524,973 299,385
Total Equity 83,950 40,120
Profitability
Net Income 6,224 3,580
Return on Average Assets 1.013 .879
Return on Average Equity 7.361 7.888
Net Interest Margin 3.724 3.69
Efficiency Ratio 67.271 68.453
Noninterest Income/Revenue 17.434 19.831
Balance Sheet Ratios
Loan-to-Deposit 71.29 76.786
Securities/Assets .301 .197
Total Equity/Total Assets .133 .111
Tangible Equity/Tangible Assets .114 .102
Capital Adequacy
Tier 1 Common Capital 73,559 37,120
Tier 1 Capital 73,559 37,403
Tier 2 Capital 3,400 2,742
Total Capital 76,959 40,139
Total Risk Weighted Assets 463,947 260,858
Leverage Ratio 12.03 10.639
Common Equity Tier 1 Capital Ratio 15.86 16.715
Tier 1 Capital Ratio 15.86 16.742
Total Capital Ratio 16.59 17.824

Timeline for The Union Bank Company

The Ohio State Bank

Acquisition: The Union Bank Company acquired a new subsidiary, The Ohio State Bank, 9 years

View Profile Nov 15 2014

Ubc Property, Inc

Ubc Property, Inc became a new subsidiary organization for The Union Bank Company.

View Profile Dec 04 2009

Ubc Investments, Inc

Ubc Investments, Inc became a new subsidiary organization for The Union Bank Company.

View Profile Jan 16 2007

Citizens Bank Of Delphos

Acquisition: The Union Bank Company acquired a new subsidiary, Citizens Bank Of Delphos, 21 years

View Profile Mar 07 2003

The Bank Of Leipsic Company

Acquisition: The Union Bank Company acquired a new subsidiary, The Bank Of Leipsic Company, 21 years

View Profile Mar 07 2003

Want to see more?

Complete timeline for The Union Bank Company is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Ohio State Bank Seller 84,663 Acquisition Discontinued 11/15/2014
Citizens Bank Of Delphos Seller 139,782 Pooling of Interests Discontinued 3/7/2003
The Bank Of Leipsic Company Seller 67,702 Pooling of Interests Discontinued 3/7/2003
Relationships Role Relationship Start Relationship End
United Bancshares, Inc. Parent 5/1/1986
Ubc Investments, Inc Subsidary 1/1/2012
Ubc Property, Inc Subsidary 12/4/2009
Ubc Investments, Inc Subsidary 1/16/2007 12/31/2011
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