Vitals
  • Total Assets
    618.1M 9.9 %
  • Total Deposits
    514.1M 7.2 %
  • Total Net Loans
    528.8M 11.7 %
  • Net Income
    6.4M -1.5 %
  • Book Value
    71.3M 16.2 %
  • Book Value x2
    142.5M 16.2 %
  • Book Value x3
    213.8M 16.2 %
ROAA

1.081

ROAE

9.555

Efficiency Ratio

64.233

Net Interest Margin

4.639

Balance Sheet Highlights
Financial Highlights Resource Bank All Insured Commercial Banks in Louisiana
Balance Sheet $(000)
Total Assets 618,140 340,347
Total Net Loans 528,779 227,146
Total Deposits 514,106 291,952
Total Equity 71,255 36,108
Profitability
Net Income 6,391 3,221
Return on Average Assets 1.081 .994
Return on Average Equity 9.555 8.993
Net Interest Margin 4.639 4.112
Efficiency Ratio 64.233 68.63
Noninterest Income/Revenue 4.739 14.204
Balance Sheet Ratios
Loan-to-Deposit 102.854 74.405
Securities/Assets .06 .197
Total Equity/Total Assets .115 .106
Tangible Equity/Tangible Assets .115 .105
Capital Adequacy
Tier 1 Common Capital 71,422 35,803
Tier 1 Capital 71,422 36,059
Tier 2 Capital 3,659 2,443
Total Capital 75,081 38,519
Total Risk Weighted Assets 553,168 245,733
Leverage Ratio 11.62 10.776
Common Equity Tier 1 Capital Ratio 12.91 16.476
Tier 1 Capital Ratio 12.91 16.481
Total Capital Ratio 13.57 17.491

Timeline for Resource Bank

Resource Bankshares, Inc.

Resource Bankshares, Inc. became a new parent organization for Resource Bank.

View Profile Nov 07 2002

Resource Bank

Resource Bank was established 25 years ago and is currently headquartered in Covington, LA.

Jul 20 1998
Relationships Role Relationship Start Relationship End
Resource Bankshares, Inc. Parent 11/7/2002
Similar Organizations
Organization City State Total Assets
First Us Bank
 		Thomasville AL 600.0M
Venture Bank
 		Bloomington MN 611.8M
The Union Bank Company
 		Columbus Grove OH 615.2M
The Farmers Bank
 		Portland TN 591.1M
Southern States Bank
 		Anniston AL 608.0M
Country Bank
 		New York NY 604.3M
State Bank Of India (California)
 		Los Angeles CA 602.3M
Nbkc Bank
 		Overland Park KS 603.9M
First Texas Bank
 		Georgetown TX 606.8M
Farmers And Merchants Bank
 		Milford NE 596.4M