Vitals
  • Total Assets
    606.6M 5.4 %
  • Total Deposits
    497.8M 3.8 %
  • Total Net Loans
    322.8M 26.4 %
  • Net Income
    2.0M -40.4 %
  • Book Value
    75.8M -1.0 %
  • Book Value x2
    151.5M -1.0 %
  • Book Value x3
    227.3M -1.0 %
ROAA

.335

ROAE

2.547

Efficiency Ratio

83.142

Net Interest Margin

5.184

Balance Sheet Highlights
Financial Highlights First Us Bank All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 606,605 266,812
Total Net Loans 322,772 157,006
Total Deposits 497,782 227,200
Total Equity 75,739 30,855
Profitability
Net Income 1,967 2,603
Return on Average Assets .335 .91
Return on Average Equity 2.547 7.525
Net Interest Margin 5.184 3.872
Efficiency Ratio 83.142 69.238
Noninterest Income/Revenue 11.17 15.218
Balance Sheet Ratios
Loan-to-Deposit 64.842 65.031
Securities/Assets .343 .23
Total Equity/Total Assets .125 .116
Tangible Equity/Tangible Assets .125 .114
Capital Adequacy
Tier 1 Common Capital 73,433 30,655
Tier 1 Capital 73,433 30,655
Tier 2 Capital 4,846 1,864
Total Capital 78,279 32,526
Total Risk Weighted Assets 386,283 184,216
Leverage Ratio 12.27 11.829
Common Equity Tier 1 Capital Ratio 19.01 18.757
Tier 1 Capital Ratio 19.01 18.762
Total Capital Ratio 20.26 19.824

Timeline for First Us Bank

R2 Metrics, Inc.

R2 Metrics, Inc. became a new subsidiary organization for First Us Bank.

View Profile Apr 11 2007

Fusb Reinsurance, Inc.

Fusb Reinsurance, Inc. became a new subsidiary organization for First Us Bank.

View Profile Oct 20 2000

First Bank And Trust

Acquisition: First Us Bank acquired a new subsidiary, First Bank And Trust, 26 years

View Profile Jul 01 1997

Allied Community Development Corporation

Allied Community Development Corporation became a new subsidiary organization for First Us Bank.

View Profile Jul 01 1997

Acceptance Loan Company, Inc.

Acceptance Loan Company, Inc. became a new subsidiary organization for First Us Bank.

View Profile Jul 01 1997

Want to see more?

Complete timeline for First Us Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Bank And Trust Seller 186,015 Pooling of Interests Discontinued 7/1/1997
Brent Banking Company Seller 36,989 Acquisition Discontinued 6/1/1996
First National Bank Of Butler Seller 35,075 Discontinued 1/16/1985
Citizens Bank Seller 6,518 Discontinued 7/8/1981
Thomasville Bank And Trust Company Seller Failure 1/22/1952
Relationships Role Relationship Start Relationship End
First Us Bancshares, Inc. Parent 5/14/1984
Allied Community Development Corporation Subsidary 7/1/1997
Acceptance Loan Company, Inc. Subsidary 6/30/2007
Fusb Reinsurance, Inc. Subsidary 6/30/2007
R2 Metrics, Inc. Subsidary 6/30/2007 1/2/2009
Acceptance Loan Company, Inc. Subsidary 7/1/1997 6/29/2007
Fusb Reinsurance, Inc. Subsidary 10/20/2000 6/29/2007
R2 Metrics, Inc. Subsidary 4/11/2007 6/29/2007
First Banking Services Of The South, Inc. Subsidary 7/1/1997 12/31/1997
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