Vitals
  • Total Assets
    645.4M 1.4 %
  • Total Deposits
    578.3M 0.5 %
  • Total Net Loans
    285.9M 6.0 %
  • Net Income
    8.1M -14.1 %
  • Book Value
    61.4M 9.5 %
  • Book Value x2
    122.8M 9.5 %
  • Book Value x3
    184.3M 9.5 %
ROAA

1.285

ROAE

13.549

Efficiency Ratio

50.783

Net Interest Margin

3.13

Balance Sheet Highlights
Financial Highlights Pioneer Bank & Trust All Insured Commercial Banks in South Dakota
Balance Sheet $(000)
Total Assets 645,392 288,102
Total Net Loans 285,909 198,161
Total Deposits 578,345 243,793
Total Equity 61,420 35,439
Profitability
Net Income 8,103 3,749
Return on Average Assets 1.285 1.217
Return on Average Equity 13.549 10.279
Net Interest Margin 3.13 3.975
Efficiency Ratio 50.783 60.916
Noninterest Income/Revenue 20.74 21.874
Balance Sheet Ratios
Loan-to-Deposit 49.436 76.007
Securities/Assets .466 .161
Total Equity/Total Assets .095 .123
Tangible Equity/Tangible Assets .095 .119
Capital Adequacy
Tier 1 Common Capital 62,376 34,164
Tier 1 Capital 62,376 34,343
Tier 2 Capital 2,794 2,558
Total Capital 65,170 36,899
Total Risk Weighted Assets 372,383 225,553
Leverage Ratio 9.48 11.18
Common Equity Tier 1 Capital Ratio 16.75 15.765
Tier 1 Capital Ratio 16.75 15.791
Total Capital Ratio 17.5 16.885

Timeline for Pioneer Bank & Trust

First State Bank

Acquisition: Pioneer Bank & Trust acquired a new subsidiary, First State Bank, 34 years

View Profile Jul 17 1989

Belle Fourche Bancshares, Inc.

Belle Fourche Bancshares, Inc. became a new parent organization for Pioneer Bank & Trust.

View Profile Jul 13 1987

Pioneer Bank & Trust

Pioneer Bank & Trust was established 86 years ago and is currently headquartered in Belle Fourche, SD.

Aug 30 1937
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First State Bank Seller 18,409 Discontinued 7/17/1989
Relationships Role Relationship Start Relationship End
Belle Fourche Bancshares, Inc. Parent 3/9/1996
Belle Fourche Bancshares, Inc. Parent 12/31/1989 3/8/1996
Belle Fourche Bancshares, Inc. Parent 7/13/1987 12/30/1989
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