Vitals
  • Total Assets
    62.8M 4.4 %
  • Total Deposits
    54.3M 3.0 %
  • Total Net Loans
    40.0M -4.7 %
  • Net Income
    1.3M 111.1 %
  • Book Value
    8.2M 13.3 %
  • Book Value x2
    16.5M 13.3 %
  • Book Value x3
    24.7M 13.3 %
ROAA

2.666

ROAE

22.043

Efficiency Ratio

44.493

Net Interest Margin

4.224

Balance Sheet Highlights
Financial Highlights Peoples State Bank All Insured Commercial Banks in South Dakota
Balance Sheet $(000)
Total Assets 62,838 312,974
Total Net Loans 40,013 194,785
Total Deposits 54,262 251,811
Total Equity 8,243 44,419
Profitability
Net Income 1,311 2,612
Return on Average Assets 2.666 1.202
Return on Average Equity 22.043 10.833
Net Interest Margin 4.224 4.126
Efficiency Ratio 44.493 63.9
Noninterest Income/Revenue 24.947 30.791
Balance Sheet Ratios
Loan-to-Deposit 73.74 69.639
Securities/Assets .293 .201
Total Equity/Total Assets .131 .142
Tangible Equity/Tangible Assets .131 .132
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 7,600 31,927
Tier 2 Capital 532 2,448
Total Capital 8,132 34,372
Total Risk Weighted Assets 42,429 208,481
Leverage Ratio 11.75 10.867
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 17.91 16.731
Total Capital Ratio 19.17 17.859

Timeline for Peoples State Bank

American Bank & Trust

Peoples State Bank was acquired by American Bank & Trust 12 years

View Profile Oct 01 2011

Kingsbury Bank Holding Company

Kingsbury Bank Holding Company became a new parent organization for Peoples State Bank.

View Profile Oct 28 1987

Peoples State Bank

Peoples State Bank was established 104 years ago and is currently headquartered in De Smet, SD.

Jun 14 1919
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
American Bank & Trust Buyer 623,570 Acquisition Discontinued 10/1/2011
Relationships Role Relationship Start Relationship End
Kingsbury Bank Holding Company Parent 10/28/1987 9/30/2011
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