American Bank & Trust
Wessington Springs, SD — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | American Bank & Trust | All Insured Commercial Banks in South Dakota |
Interest and Fees on Loans | 20,141 | 11,165 |
Income from Lease Financing Receivables | — | 9 |
604 | 69 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 311 | 36 |
Income on Loans and Leases (TE) | 20,452 | 11,237 |
Investment Interest Income (TE) | 3,300 | 1,143 |
Total Interest Income (TE) | 24,011 | 12,568 |
Total Interest Expense | 2,258 | 1,156 |
Net Interest Income (TE) | 21,753 | 11,412 |
Non-Interest Income | 5,384 | 3,519 |
Adjusted Operating Income (TE) | 27,137 | 15,007 |
Non-interest Expense | 18,037 | 9,017 |
Provision for Loan & Lease Losses | 2,750 | 665 |
Pretax Operating Income (TE) | 6,350 | 4,931 |
Pretax Net Operating Income (TE) | 6,817 | 4,991 |
Applicable Income Taxes | 262 | 989 |
Net Operating Income | 5,625 | 3,749 |
Net Income | 5,625 | 3,749 |
Cash Dividends Declared | 5,750 | 1,737 |
Retained Earnings | -125 | 1,960 |