Vitals
  • Total Assets
    153.5M 3.0 %
  • Total Deposits
    134.6M 2.8 %
  • Total Net Loans
    129.4M 5.2 %
  • Net Income
    1.6M 0.0 %
  • Book Value
    18.4M 4.5 %
  • Book Value x2
    36.7M 4.5 %
  • Book Value x3
    55.1M 4.5 %
ROAA

1.059

ROAE

8.96

Efficiency Ratio

60.232

Net Interest Margin

4.518

Balance Sheet Highlights
Financial Highlights Williamstown Bank, Inc. All Insured Commercial Banks in West Virginia
Balance Sheet $(000)
Total Assets 153,547 360,672
Total Net Loans 129,436 251,469
Total Deposits 134,554 299,214
Total Equity 18,370 38,258
Profitability
Net Income 1,613 3,285
Return on Average Assets 1.059 .706
Return on Average Equity 8.96 6.418
Net Interest Margin 4.518 3.744
Efficiency Ratio 60.232 72.606
Noninterest Income/Revenue 9.965 20.548
Balance Sheet Ratios
Loan-to-Deposit 96.196 76.49
Securities/Assets .076 .175
Total Equity/Total Assets .12 .106
Tangible Equity/Tangible Assets .12 .096
Capital Adequacy
Tier 1 Common Capital 18,381 35,874
Tier 1 Capital 18,381 36,036
Tier 2 Capital 1,440 2,393
Total Capital 19,821 38,423
Total Risk Weighted Assets 115,176 244,928
Leverage Ratio 12.01 10.924
Common Equity Tier 1 Capital Ratio 15.96 18.341
Tier 1 Capital Ratio 15.96 18.347
Total Capital Ratio 17.21 19.449

Timeline for Williamstown Bank, Inc.

Wesbanco Bank, Inc.

Wesbanco Bank, Inc. became a new parent organization for Williamstown Bank, Inc..

View Profile Oct 28 1996

Criss Concrete Company, Inc.

Criss Concrete Company, Inc. became a new parent organization for Williamstown Bank, Inc..

View Profile Dec 31 1970

Williamstown Bank, Inc.

Williamstown Bank, Inc. was established 105 years ago and is currently headquartered in Williamstown, WV.

Jan 01 1919
Relationships Role Relationship Start Relationship End
Wesbanco Bank, Inc. Parent 5/13/2002 5/6/2004
Wesbanco Bank, Inc. Parent 12/31/2001 5/12/2002
Wesbanco Bank, Inc. Parent 12/31/2000 12/30/2001
Wesbanco Bank, Inc. Parent 12/31/1998 12/30/2000
Wesbanco Bank, Inc. Parent 10/28/1996 12/30/1998
Criss Concrete Company, Inc. Parent 12/31/1976 12/28/1981
Criss Concrete Company, Inc. Parent 12/31/1974 12/30/1976
Criss Concrete Company, Inc. Parent 12/31/1970 12/30/1974
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