Vitals
  • Total Assets
    40.1M 5.8 %
  • Total Deposits
    28.7M 1.1 %
  • Total Net Loans
    31.3M 15.7 %
  • Net Income
    570000.0000 97.2 %
  • Book Value
    6.3M 10.0 %
  • Book Value x2
    12.5M 10.0 %
  • Book Value x3
    18.8M 10.0 %
ROAA

1.449

ROAE

9.415

Efficiency Ratio

70.177

Net Interest Margin

4.701

Balance Sheet Highlights
Financial Highlights West One Bank All Insured Commercial Banks in Montana
Balance Sheet $(000)
Total Assets 40,057 208,697
Total Net Loans 31,326 123,238
Total Deposits 28,708 171,494
Total Equity 6,265 22,115
Profitability
Net Income 570 2,778
Return on Average Assets 1.449 1.119
Return on Average Equity 9.415 10.088
Net Interest Margin 4.701 4.034
Efficiency Ratio 70.177 69.177
Noninterest Income/Revenue 11.515 16.826
Balance Sheet Ratios
Loan-to-Deposit 109.119 66.098
Securities/Assets .262
Total Equity/Total Assets .156 .106
Tangible Equity/Tangible Assets .156 .101
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 6,265 20,979
Tier 2 Capital 371 1,898
Total Capital 6,636 22,876
Total Risk Weighted Assets 29,283 140,886
Leverage Ratio 15.43 10.556
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 21.39 16.607
Total Capital Ratio 22.66 17.935

Timeline for West One Bank

Trailwest Bank

West One Bank was acquired by Trailwest Bank 9 years

View Profile Jan 01 2015

West One Bank

West One Bank was established 21 years ago and is currently headquartered in Kalispell, MT.

Apr 01 2003

Ravalli County Bankshares, Inc.

Ravalli County Bankshares, Inc. became a new parent organization for West One Bank.

View Profile Apr 01 2003

Bitterroot Holding Company

Bitterroot Holding Company became a new parent organization for West One Bank.

View Profile Apr 01 2003
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Trailwest Bank Buyer 440,734 Pooling of Interests Discontinued 1/1/2015
Relationships Role Relationship Start Relationship End
Bitterroot Holding Company Parent 2/26/2013 12/31/2014
Bitterroot Holding Company Parent 1/1/2012 2/25/2013
Ravalli County Bankshares, Inc. Parent 3/30/2010 12/31/2011
Bitterroot Holding Company Parent 3/24/2010 12/31/2011
Ravalli County Bankshares, Inc. Parent 4/1/2003 3/29/2010
Bitterroot Holding Company Parent 4/1/2003 3/23/2010
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