Vitals
  • Total Assets
    39.0M -7.3 %
  • Total Deposits
    32.8M -7.8 %
  • Total Net Loans
    24.4M 4.4 %
  • Net Income
    -281000.0000 -332.2 %
  • Book Value
    3.6M -7.0 %
  • Book Value x2
    7.2M -7.0 %
  • Book Value x3
    10.8M -7.0 %
ROAA

-.703

ROAE

-7.526

Efficiency Ratio

119.556

Net Interest Margin

5.286

Balance Sheet Highlights
Financial Highlights Carver State Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 39,030 256,123
Total Net Loans 24,446 160,108
Total Deposits 32,811 221,413
Total Equity 3,590 27,434
Profitability
Net Income -281 2,812
Return on Average Assets -.703 .99
Return on Average Equity -7.526 8.811
Net Interest Margin 5.286 4.031
Efficiency Ratio 119.556 72.067
Noninterest Income/Revenue 8.489 19.316
Balance Sheet Ratios
Loan-to-Deposit 74.506 70.662
Securities/Assets .084 .165
Total Equity/Total Assets .092 .107
Tangible Equity/Tangible Assets .092 .105
Capital Adequacy
Tier 1 Common Capital 3,590 26,376
Tier 1 Capital 3,590 26,452
Tier 2 Capital 349 1,919
Total Capital 3,939 28,453
Total Risk Weighted Assets 27,931 174,280
Leverage Ratio 9.14 10.62
Common Equity Tier 1 Capital Ratio 12.85 16.191
Tier 1 Capital Ratio 12.85 16.286
Total Capital Ratio 14.1 17.433

Timeline for Carver State Bank

Carver Financial Corporation

Carver Financial Corporation became a new parent organization for Carver State Bank.

View Profile Oct 31 2003

Bank Of America Corporation

Bank Of America Corporation became a new parent organization for Carver State Bank.

View Profile Nov 01 1994

Carver State Bank

Carver State Bank was established 97 years ago and is currently headquartered in Savannah, GA.

Jan 01 1927
Relationships Role Relationship Start Relationship End
Carver Financial Corporation Parent 10/31/2003
Bank Of America Corporation Parent 11/1/1994 5/29/2003
Similar Organizations
Organization City State Total Assets
The Trust Bank
 		Lenox GA 39.4M
First State Bank
 		Sioux Rapids IA 39.3M
The Blue Grass Valley Bank
 		Blue Grass VA 39.1M
State Central Bank
 		Bonaparte IA 39.6M
Farmers And Merchants Bank Of Mound City, Kansas
 		Mound City KS 39.9M
Waterman State Bank
 		Waterman IL 40.1M
The Northern State Bank Of Gonvick
 		Gonvick MN 39.8M
Security Home Bank
 		Malmo NE 39.4M
The State Bank Of Spring Hill
 		Spring Hill KS 38.3M
Andalusia Community Bank
 		Andalusia IL 39.9M