Vitals
  • Total Assets
    40.0M 2.3 %
  • Total Deposits
    32.3M 0.4 %
  • Total Net Loans
    28.1M 13.8 %
  • Net Income
    261000.0000 161.0 %
  • Book Value
    5.8M 3.7 %
  • Book Value x2
    11.6M 3.7 %
  • Book Value x3
    17.5M 3.7 %
ROAA

.665

ROAE

4.529

Efficiency Ratio

78.792

Net Interest Margin

4.235

Balance Sheet Highlights
Financial Highlights Andalusia Community Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 40,043 290,894
Total Net Loans 28,062 191,278
Total Deposits 32,314 246,407
Total Equity 5,817 31,125
Profitability
Net Income 261 2,670
Return on Average Assets .665 .919
Return on Average Equity 4.529 8.247
Net Interest Margin 4.235 3.499
Efficiency Ratio 78.792 67.9
Noninterest Income/Revenue 11.719 16.598
Balance Sheet Ratios
Loan-to-Deposit 86.842 72.669
Securities/Assets .135 .191
Total Equity/Total Assets .145 .107
Tangible Equity/Tangible Assets .145 .103
Capital Adequacy
Tier 1 Common Capital 5,795 29,670
Tier 1 Capital 5,795 29,720
Tier 2 Capital 291 2,112
Total Capital 6,086 31,905
Total Risk Weighted Assets 22,707 212,461
Leverage Ratio 14.44 10.62
Common Equity Tier 1 Capital Ratio 25.52 16.313
Tier 1 Capital Ratio 25.52 16.329
Total Capital Ratio 26.8 17.341

Timeline for Andalusia Community Bank

Spector Properties, Inc.

Spector Properties, Inc. became a new parent organization for Andalusia Community Bank.

View Profile Dec 27 2001

Andalusia Community Bank

Andalusia Community Bank was established 44 years ago and is currently headquartered in Andalusia, IL.

Oct 01 1979
Relationships Role Relationship Start Relationship End
Spector Properties, Inc. Parent 12/27/2001
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