Vitals
  • Total Assets
    43.4M 14.3 %
  • Total Deposits
    37.1M 16.8 %
  • Total Net Loans
    6.9M 11.6 %
  • Net Income
    107000.0000 565.2 %
  • Book Value
    6.3M 1.7 %
  • Book Value x2
    12.7M 1.7 %
  • Book Value x3
    19.0M 1.7 %
ROAA

.285

ROAE

1.703

Efficiency Ratio

82.167

Net Interest Margin

1.573

Balance Sheet Highlights
Financial Highlights The Northern State Bank Of Gonvick All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 43,415 147,703
Total Net Loans 6,917 97,223
Total Deposits 37,059 126,600
Total Equity 6,330 15,565
Profitability
Net Income 107 1,683
Return on Average Assets .285 1.08
Return on Average Equity 1.703 9.905
Net Interest Margin 1.573 3.845
Efficiency Ratio 82.167 68.21
Noninterest Income/Revenue 8.383 13.68
Balance Sheet Ratios
Loan-to-Deposit 18.665 75.205
Securities/Assets .314 .174
Total Equity/Total Assets .146 .105
Tangible Equity/Tangible Assets .146 .103
Capital Adequacy
Tier 1 Common Capital 6,322 15,225
Tier 1 Capital 6,322 15,232
Tier 2 Capital 143 1,135
Total Capital 6,465 16,386
Total Risk Weighted Assets 10,955 105,251
Leverage Ratio 15.49 10.475
Common Equity Tier 1 Capital Ratio 57.71 15.3
Tier 1 Capital Ratio 57.71 15.308
Total Capital Ratio 59.01 16.398

Timeline for The Northern State Bank Of Gonvick

The Northern State Bank Of Gonvick

The Northern State Bank Of Gonvick was established 96 years ago and is currently headquartered in Gonvick, MN.

May 12 1928
Relationships Role Relationship Start Relationship End
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