Vitals
  • Total Assets
    39.9M -16.4 %
  • Total Deposits
    34.9M -18.6 %
  • Total Net Loans
    23.2M -19.8 %
  • Net Income
    312000.0000 123.6 %
  • Book Value
    4.8M 2.2 %
  • Book Value x2
    9.5M 2.2 %
  • Book Value x3
    14.3M 2.2 %
ROAA

.697

ROAE

6.543

Efficiency Ratio

139.934

Net Interest Margin

3.18

Balance Sheet Highlights
Financial Highlights State Central Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 39,920 198,346
Total Net Loans 23,151 133,864
Total Deposits 34,940 165,124
Total Equity 4,764 22,060
Profitability
Net Income 312 2,310
Return on Average Assets .697 1.15
Return on Average Equity 6.543 9.92
Net Interest Margin 3.18 3.587
Efficiency Ratio 139.934 60.34
Noninterest Income/Revenue 25.292 13.494
Balance Sheet Ratios
Loan-to-Deposit 66.259 77.091
Securities/Assets .04 .197
Total Equity/Total Assets .119 .111
Tangible Equity/Tangible Assets .119 .107
Capital Adequacy
Tier 1 Common Capital 3,993 21,135
Tier 1 Capital 3,993 21,140
Tier 2 Capital 367 1,625
Total Capital 4,360 22,777
Total Risk Weighted Assets 27,595 151,308
Leverage Ratio 10.08 10.944
Common Equity Tier 1 Capital Ratio 14.47 15.631
Tier 1 Capital Ratio 14.47 15.631
Total Capital Ratio 15.8 16.675

Timeline for State Central Bank

Logan Investment Corporation

Logan Investment Corporation became a new parent organization for State Central Bank.

View Profile Dec 28 2004

State Central Financial Services, Inc.

State Central Financial Services, Inc. became a new subsidiary organization for State Central Bank.

View Profile Dec 28 2004

Iowa State Bank

Acquisition: State Central Bank acquired a new subsidiary, Iowa State Bank, 47 years

View Profile Apr 16 1977

State Central Bank

State Central Bank was established 166 years ago and is currently headquartered in Bonaparte, IA.

Mar 17 1858
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Iowa State Bank Seller 25,849 Discontinued 7/9/1988
Iowa State Bank Seller 3,969 Discontinued 4/16/1977
Relationships Role Relationship Start Relationship End
Logan Investment Corporation Parent 12/28/2004
State Central Financial Services, Inc. Subsidary 6/30/2007 11/30/2012
State Central Financial Services, Inc. Subsidary 12/28/2004 6/29/2007
Similar Organizations
Organization City State Total Assets
Carver State Bank
 		Savannah GA 39.7M
The Trust Bank
 		Lenox GA 39.4M
First State Bank
 		Sioux Rapids IA 39.3M
The Blue Grass Valley Bank
 		Blue Grass VA 39.1M
Security Home Bank
 		Malmo NE 39.4M
The State Bank Of Spring Hill
 		Spring Hill KS 38.3M
Farmers And Merchants Bank Of Mound City, Kansas
 		Mound City KS 39.9M
Harwood State Bank
 		Harwood ND 39.5M
Generations Bank
 		Exeter NE 39.2M
Waterman State Bank
 		Waterman IL 40.1M