Efficiency Ratio Over Time
Efficiency Ratio Carver State Bank All Insured Commercial Banks in Georgia
12-31-2016 119.556 72.067
09-30-2016 122.41 71.784
06-30-2016 117.267 71.801
03-31-2016 113.164 72.381
12-31-2015 88.244 74.736
09-30-2015 95.206 74.146
06-30-2015 94.078 74.924
03-31-2015 88 75.066
12-31-2014 100.477 76.672
09-30-2014 93.708 76.559
06-30-2014 91.275 76.671
03-31-2014 88.442 77.567
12-31-2013 93.06 78.98
09-30-2013 95.41 77.731
06-30-2013 92.301 77.662
03-31-2013 98.242 78.695
12-31-2012 92.152 81.634
09-30-2012 95.602 80.308
06-30-2012 95.14 79.256
03-31-2012 97.683 77.503
12-31-2011 94.551 86.295
09-30-2011 112.851 84.186
06-30-2011 121.154 84.663
03-31-2011 95.213 85.152
12-31-2010 79.727 93.824
09-30-2010 83.104 90.833
06-30-2010 90.15 90.425
03-31-2010 96.948 88.401
12-31-2009 86.648 105.063
09-30-2009 82.049 102.285
06-30-2009 87.684 106.774
03-31-2009 95.978 99.343
12-31-2008 86.033 92.806
09-30-2008 67.822 84.879
06-30-2008 77.529 82.103
03-31-2008 87.23 76.842
12-31-2007 89.388 66.184
09-30-2007 81.848 63.793
06-30-2007 87.933 63.216
03-31-2007 83.214 63.468
12-31-2006 82.793 63.007
09-30-2006 78.307 61.317
06-30-2006 90.427 61.045
03-31-2006 90.988 60.367
12-31-2005 88.277 62.186
09-30-2005 85.318 61.255
06-30-2005 85.488 61.571
03-31-2005 82.709 62.33
12-31-2004 88 64.32
09-30-2004 83.185 64.404
06-30-2004 91.083 64.229
03-31-2004 91.372 64.639
12-31-2003 94.05 65.562
09-30-2003 94.577 64.676
06-30-2003 93.297 64.537
03-31-2003 89.644 65.157
12-31-2002 79.475 64.609