Vitals
  • Total Assets
    441.6M 10.0 %
  • Total Deposits
    352.0M 9.9 %
  • Total Net Loans
    356.2M 13.5 %
  • Net Income
    6.5M -1.9 %
  • Book Value
    42.6M 8.6 %
  • Book Value x2
    85.3M 8.6 %
  • Book Value x3
    127.9M 8.6 %
ROAA

1.526

ROAE

15.815

Efficiency Ratio

65.852

Net Interest Margin

4.443

Balance Sheet Highlights
Financial Highlights Trailwest Bank All Insured Commercial Banks in Montana
Balance Sheet $(000)
Total Assets 441,600 255,215
Total Net Loans 356,200 167,310
Total Deposits 351,978 209,480
Total Equity 42,643 27,768
Profitability
Net Income 6,508 3,773
Return on Average Assets 1.526 1.156
Return on Average Equity 15.815 10.32
Net Interest Margin 4.443 4.175
Efficiency Ratio 65.852 64.895
Noninterest Income/Revenue 6.865 17.262
Balance Sheet Ratios
Loan-to-Deposit 101.2 71.452
Securities/Assets .067 .213
Total Equity/Total Assets .097 .109
Tangible Equity/Tangible Assets .096 .103
Capital Adequacy
Tier 1 Common Capital 42,424 26,784
Tier 1 Capital 42,424 26,784
Tier 2 Capital 4,347 2,156
Total Capital 46,771 28,932
Total Risk Weighted Assets 346,820 187,374
Leverage Ratio 9.6 10.719
Common Equity Tier 1 Capital Ratio 12.23 15.99
Tier 1 Capital Ratio 12.23 15.99
Total Capital Ratio 13.49 17.149

Timeline for Trailwest Bank

West One Bank

Acquisition: Trailwest Bank acquired a new subsidiary, West One Bank, 9 years

View Profile Jan 01 2015

Ravalli County Bank

Acquisition: Trailwest Bank acquired a new subsidiary, Ravalli County Bank, 12 years

View Profile Jan 01 2012

Bitterroot Holding Company

Bitterroot Holding Company became a new parent organization for Trailwest Bank.

View Profile Jun 25 1984

Trailwest Bank

Trailwest Bank was established 41 years ago and is currently headquartered in Lolo, MT.

May 17 1982
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
West One Bank Seller 40,057 Pooling of Interests Discontinued 1/1/2015
Ravalli County Bank Seller 186,845 Acquisition Discontinued 1/1/2012
Relationships Role Relationship Start Relationship End
Bitterroot Holding Company Parent 6/25/1984
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