West One Bank
Kalispell, MT — Domestic Branch of a Domestic Bank
Acquired Jan 2015
Net Income Analysis
( % relative to Total Revenue )
Income Statement | West One Bank | All Insured Commercial Banks in Montana |
Interest and Fees on Loans | 1,882 | 6,716 |
Income from Lease Financing Receivables | — | 2 |
— | 34 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 17 |
Income on Loans and Leases (TE) | 1,882 | 6,734 |
Investment Interest Income (TE) | — | 974 |
Total Interest Income (TE) | 1,921 | 7,781 |
Total Interest Expense | 310 | 708 |
Net Interest Income (TE) | 1,611 | 7,074 |
Non-Interest Income | 250 | 1,574 |
Adjusted Operating Income (TE) | 1,861 | 8,643 |
Non-interest Expense | 1,306 | 5,460 |
Provision for Loan & Lease Losses | -400 | 38 |
Pretax Operating Income (TE) | 955 | 3,154 |
Pretax Net Operating Income (TE) | 955 | 3,201 |
Applicable Income Taxes | 385 | 322 |
Net Operating Income | 570 | 2,780 |
Net Income | 570 | 2,778 |
Cash Dividends Declared | — | 1,530 |
Retained Earnings | 570 | 1,315 |