Vitals
  • Total Assets
    37.8M -6.3 %
  • Total Deposits
    31.4M -2.2 %
  • Total Net Loans
    24.4M 0.7 %
  • Net Income
    497000.0000 1.2 %
  • Book Value
    5.0M 0.8 %
  • Book Value x2
    9.9M 0.8 %
  • Book Value x3
    14.9M 0.8 %
ROAA

1.248

ROAE

9.806

Efficiency Ratio

53.104

Net Interest Margin

4.918

Balance Sheet Highlights
Financial Highlights The Haviland State Bank All Insured Commercial Banks in Kansas
Balance Sheet $(000)
Total Assets 37,791 161,058
Total Net Loans 24,372 97,183
Total Deposits 31,387 131,657
Total Equity 4,970 18,008
Profitability
Net Income 497 1,663
Return on Average Assets 1.248 .954
Return on Average Equity 9.806 8.443
Net Interest Margin 4.918 3.683
Efficiency Ratio 53.104 68.374
Noninterest Income/Revenue 4.177 15.013
Balance Sheet Ratios
Loan-to-Deposit 77.65 72.321
Securities/Assets .23 .241
Total Equity/Total Assets .132 .112
Tangible Equity/Tangible Assets .132 .109
Capital Adequacy
Tier 1 Common Capital 4,908 17,454
Tier 1 Capital 4,908 17,457
Tier 2 Capital 329 1,279
Total Capital 5,237 18,771
Total Risk Weighted Assets 26,223 112,595
Leverage Ratio 12.39 11.048
Common Equity Tier 1 Capital Ratio 18.72 16.94
Tier 1 Capital Ratio 18.72 16.949
Total Capital Ratio 19.97 18.109

Timeline for The Haviland State Bank

Haviland Bancshares, Inc.

Haviland Bancshares, Inc. became a new parent organization for The Haviland State Bank.

View Profile Jul 01 1982

The Haviland State Bank

The Haviland State Bank was established 120 years ago and is currently headquartered in Haviland, KS.

Aug 31 1903
Relationships Role Relationship Start Relationship End
Haviland Bancshares, Inc. Parent 12/31/1983
Haviland Bancshares, Inc. Parent 7/1/1982 12/30/1983
Similar Organizations
Organization City State Total Assets
Carver State Bank
 		Savannah GA 39.7M
First Financial Bank
 		Aneta ND 41.3M
The Trust Bank
 		Lenox GA 39.4M
First State Bank
 		Sioux Rapids IA 39.3M
Elysian Bank
 		Elysian MN 41.5M
Citizens State Bank Of Lankin
 		Lankin ND 40.3M
The Blue Grass Valley Bank
 		Blue Grass VA 39.1M
Community State Bank Of Canton
 		Canton OK 40.4M
Cedar Rapids State Bank
 		Cedar Rapids NE 41.7M
Waterman State Bank
 		Waterman IL 40.1M