Vitals
  • Total Assets
    456.4M -17.3 %
  • Total Deposits
    360.0M -18.0 %
  • Total Net Loans
    254.5M -28.1 %
  • Net Income
    -4418000.0000 -540.5 %
  • Book Value
    3.2M -83.3 %
  • Book Value x2
    6.4M -83.3 %
  • Book Value x3
    9.5M -83.3 %
ROAA

-3.532

ROAE

-346.748

Efficiency Ratio

79.714

Net Interest Margin

2.427

Balance Sheet Highlights
Financial Highlights Valley State Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 456,442 165,034
Total Net Loans 254,489 100,893
Total Deposits 359,953 138,500
Total Equity 3,177 17,498
Profitability
Net Income -4,418 462
Return on Average Assets -3.532 1.084
Return on Average Equity -346.748 10.21
Net Interest Margin 2.427 3.52
Efficiency Ratio 79.714 61.511
Noninterest Income/Revenue 46.761 12.877
Balance Sheet Ratios
Loan-to-Deposit 70.701 68.111
Securities/Assets .28 .247
Total Equity/Total Assets .007 .106
Tangible Equity/Tangible Assets .007 .102
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 3,251 16,538
Tier 2 Capital 3,251 1,270
Total Capital 6,502 17,804
Total Risk Weighted Assets 302,949 116,760
Leverage Ratio .65 10.27
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 1.07 15.448
Total Capital Ratio 2.15 16.506

Timeline for Valley State Bank

Great Southern Bank

Valley State Bank was acquired by Great Southern Bank 9 years

View Profile Jun 21 2014

Horizon Bank

Acquisition: Valley State Bank acquired a new subsidiary, Horizon Bank, 16 years

View Profile Apr 26 2008

V.F.S., Inc

V.F.S., Inc became a new subsidiary organization for Valley State Bank.

View Profile Sep 01 2004

Cedar Valley State Bank

Acquisition: Valley State Bank acquired a new subsidiary, Cedar Valley State Bank, 20 years

View Profile Oct 02 2003

State Bank Of Latham

Acquisition: Valley State Bank acquired a new subsidiary, State Bank Of Latham , 22 years

View Profile Feb 01 2002

Want to see more?

Complete timeline for Valley State Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Great Southern Bank Buyer 4,444,916 Failure 6/21/2014
Horizon Bank Seller 1,955 Acquisition Discontinued 4/26/2008
Cedar Valley State Bank Seller 11,906 Acquisition Discontinued 10/2/2003
State Bank Of Latham Seller Acquisition Discontinued 2/1/2002
Relationships Role Relationship Start Relationship End
River Valley Bancorp, Inc. Parent 8/27/1993 6/20/2014
V.F.S., Inc Subsidary 9/1/2004 5/1/2005
Dase Data, L.C. Subsidary 9/16/1993 4/30/2001
Similar Organizations
Organization City State Total Assets
Oregon Coast Bank
 		Newport OR 222.8M
The Bank Of Fincastle
 		Fincastle VA 224.6M
Bank Of Frankewing
 		Frankewing TN 221.6M
Cattaraugus County Bank
 		Little Valley NY 221.5M
German-American State Bank
 		German Valley IL 226.2M
Peoples Savings Bank Of Rhineland
 		Rhineland MO 226.8M
The Harvard State Bank
 		Harvard IL 218.4M
Village Bank
 		Saint Francis MN 229.7M
Security State Bank
 		Scott City KS 224.4M
First Trust & Savings Bank Of Albany, Illinois
 		Albany IL 216.3M