Efficiency Ratio Over Time
Efficiency Ratio Valley State Bank All Insured Commercial Banks in Iowa
03-31-2014 79.714 61.511
12-31-2013 87.676 61.468
09-30-2013 84.944 60.526
06-30-2013 79.941 61.108
03-31-2013 78.043 61.433
12-31-2012 81.738 60.798
09-30-2012 72.319 59.27
06-30-2012 72.07 59.46
03-31-2012 76.01 59.522
12-31-2011 83.964 61.164
09-30-2011 76.678 60.207
06-30-2011 77.451 61.117
03-31-2011 79.799 61.955
12-31-2010 76.418 61.606
09-30-2010 73.152 60.344
06-30-2010 73.077 60.36
03-31-2010 78.737 61.058
12-31-2009 74.99 63.35
09-30-2009 74.927 62.568
06-30-2009 71.381 63.179
03-31-2009 77.437 61.322
12-31-2008 78.328 61.499
09-30-2008 76.167 60.136
06-30-2008 69.919 61.136
03-31-2008 68.481 61.724
12-31-2007 70.163 62.773
09-30-2007 69.712 61.738
06-30-2007 70.146 62.033
03-31-2007 71.247 63.023
12-31-2006 68.524 62.678
09-30-2006 68.42 61.508
06-30-2006 68.131 61.549
03-31-2006 69.346 62.083
12-31-2005 69.302 61.109
09-30-2005 69.621 59.958
06-30-2005 71.012 59.974
03-31-2005 71.259 60.352
12-31-2004 72.201 60.659
09-30-2004 72.137 59.313
06-30-2004 70.646 59.954
03-31-2004 72.72 60.454
12-31-2003 71.078 60.721
09-30-2003 70.237 59.436
06-30-2003 69.93 59.565
03-31-2003 70.016 60.143
12-31-2002 67.039 59.278