Vitals
  • Total Assets
    20.5M 6.6 %
  • Total Deposits
    16.8M 11.0 %
  • Total Net Loans
    15.0M 15.0 %
  • Net Income
    158000.0000 203.8 %
  • Book Value
    2.1M 0.3 %
  • Book Value x2
    4.2M 0.3 %
  • Book Value x3
    6.3M 0.3 %
ROAA

1.596

ROAE

15.048

Efficiency Ratio

63.4

Net Interest Margin

4.568

Balance Sheet Highlights
Financial Highlights United Valley Bank All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 20,482 93,009
Total Net Loans 15,017 68,806
Total Deposits 16,814 77,190
Total Equity 2,110 9,038
Profitability
Net Income 158 1,294
Return on Average Assets 1.596 1.516
Return on Average Equity 15.048 15.212
Net Interest Margin 4.568 4.489
Efficiency Ratio 63.4 63.582
Noninterest Income/Revenue 8.397 9.046
Balance Sheet Ratios
Loan-to-Deposit 89.313 85.892
Securities/Assets .172 .253
Total Equity/Total Assets .103 .097
Tangible Equity/Tangible Assets .101 .03
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 2,212 8,904
Tier 2 Capital 221 820
Total Capital 2,433 9,714
Total Risk Weighted Assets 17,603 73,596
Leverage Ratio 11.35 10.075
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.57 13.133
Total Capital Ratio 13.82 14.236

Timeline for United Valley Bank

United Valley Bank

United Valley Bank was acquired by United Valley Bank 17 years

View Profile Jul 29 2006

First Holding Company Of Cavalier, Inc.

First Holding Company Of Cavalier, Inc. became a new parent organization for United Valley Bank.

View Profile Apr 30 2004

Argyle Financial Services, Inc.

Argyle Financial Services, Inc. became a new parent organization for United Valley Bank.

View Profile Apr 09 1982

United Valley Bank

United Valley Bank was established 87 years ago and is currently headquartered in Argyle, MN.

Jun 03 1936
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
United Valley Bank Buyer 249,029 Pooling of Interests Discontinued 7/29/2006
Relationships Role Relationship Start Relationship End
First Holding Company Of Cavalier, Inc. Parent 4/30/2004 7/28/2006
Argyle Financial Services, Inc. Parent 12/17/1990 4/29/2004
Argyle Financial Services, Inc. Parent 4/9/1982 12/16/1990
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