Vitals
  • Total Assets
    249.9M -1.1 %
  • Total Deposits
    211.2M -4.2 %
  • Total Net Loans
    186.6M -1.5 %
  • Net Income
    3.0M 11.6 %
  • Book Value
    22.5M -1.6 %
  • Book Value x2
    45.0M -1.6 %
  • Book Value x3
    67.5M -1.6 %
ROAA

1.254

ROAE

13.142

Efficiency Ratio

69.235

Net Interest Margin

4.11

Balance Sheet Highlights
Financial Highlights United Valley Bank All Insured Commercial Banks in North Dakota
Balance Sheet $(000)
Total Assets 249,913 232,076
Total Net Loans 186,614 156,713
Total Deposits 211,213 198,811
Total Equity 22,503 23,476
Profitability
Net Income 3,038 3,002
Return on Average Assets 1.254 1.206
Return on Average Equity 13.142 11.39
Net Interest Margin 4.11 3.951
Efficiency Ratio 69.235 62.572
Noninterest Income/Revenue 7.667 15.037
Balance Sheet Ratios
Loan-to-Deposit 88.354 75.896
Securities/Assets .169 .19
Total Equity/Total Assets .09 .101
Tangible Equity/Tangible Assets .081 .097
Capital Adequacy
Tier 1 Common Capital 20,407 22,730
Tier 1 Capital 20,407 22,737
Tier 2 Capital 2,487 2,012
Total Capital 22,894 24,749
Total Risk Weighted Assets 196,698 176,189
Leverage Ratio 8.37 10.101
Common Equity Tier 1 Capital Ratio 10.37 13.897
Tier 1 Capital Ratio 10.37 13.902
Total Capital Ratio 11.64 14.995

Timeline for United Valley Bank

Marshall Bank, National Association

Acquisition: United Valley Bank acquired a new subsidiary, Marshall Bank, National Association, 14 years

View Profile Jan 30 2010

United Valley Bank

Acquisition: United Valley Bank acquired a new subsidiary, United Valley Bank, 17 years

View Profile Jul 29 2006

First Holding Company Of Cavalier, Inc.

First Holding Company Of Cavalier, Inc. became a new parent organization for United Valley Bank.

View Profile Mar 31 1987

U.S. Bancorp

U.S. Bancorp became a new parent organization for United Valley Bank.

View Profile May 09 1956

United Valley Bank

United Valley Bank was established 118 years ago and is currently headquartered in Cavalier, ND.

Aug 25 1905
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Marshall Bank, National Association Seller 58,566 Failure 1/30/2010
United Valley Bank Seller 20,482 Pooling of Interests Discontinued 7/29/2006
Relationships Role Relationship Start Relationship End
First Holding Company Of Cavalier, Inc. Parent 3/31/1987
U.S. Bancorp Parent 5/9/1956 3/30/1987
Similar Organizations
Organization City State Total Assets
Merchants & Planters' Bank
 		Newport AR 250.4M
The Union Bank
 		Marksville LA 251.2M
Citizens State Bank
 		Sealy TX 246.8M
Affinity Bank
 		Atlanta GA 251.9M
First State Bank
 		Scottsbluff NE 244.7M
Byron Bank
 		Byron IL 244.5M
The Shelby County State Bank
 		Harlan IA 253.6M
Community Bank Of Parkersburg
 		Parkersburg WV 244.4M
The Peoples State Bank
 		Ellettsville IN 243.8M
Homestead Bank
 		Cozad NE 243.6M