Vitals
  • Total Assets
    20.2M -3.0 %
  • Total Deposits
    18.6M -1.9 %
  • Total Net Loans
    13.7M 11.2 %
  • Net Income
    93000.0000 31.0 %
  • Book Value
    1.6M 4.5 %
  • Book Value x2
    3.1M 4.5 %
  • Book Value x3
    4.7M 4.5 %
ROAA

.452

ROAE

6.06

Efficiency Ratio

88.952

Net Interest Margin

4.341

Balance Sheet Highlights
Financial Highlights Horizon State Bank All Insured Commercial Banks in Missouri
Balance Sheet $(000)
Total Assets 20,238 258,416
Total Net Loans 13,673 178,998
Total Deposits 18,600 217,087
Total Equity 1,572 28,107
Profitability
Net Income 93 2,724
Return on Average Assets .452 1.016
Return on Average Equity 6.06 9.475
Net Interest Margin 4.341 3.745
Efficiency Ratio 88.952 67.758
Noninterest Income/Revenue 18.897 16.937
Balance Sheet Ratios
Loan-to-Deposit 73.511 78.741
Securities/Assets .022 .158
Total Equity/Total Assets .078 .109
Tangible Equity/Tangible Assets .078 .106
Capital Adequacy
Tier 1 Common Capital 1,568 27,011
Tier 1 Capital 1,568 27,012
Tier 2 Capital 165 2,220
Total Capital 1,733 29,258
Total Risk Weighted Assets 13,289 195,723
Leverage Ratio 7.64 10.472
Common Equity Tier 1 Capital Ratio 11.8 14.947
Tier 1 Capital Ratio 11.8 14.954
Total Capital Ratio 13.04 16.077

Timeline for Horizon State Bank

Osborn Bancshares, Inc.

Osborn Bancshares, Inc. became a new parent organization for Horizon State Bank.

View Profile Feb 22 1977

Horizon State Bank

Horizon State Bank was established 137 years ago and is currently headquartered in Cameron, MO.

Jul 16 1886
Relationships Role Relationship Start Relationship End
Osborn Bancshares, Inc. Parent 2/22/1977
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