Vitals
  • Total Assets
    24.2M 3.9 %
  • Total Deposits
    22.7M 4.8 %
  • Total Net Loans
    8.5M 7.1 %
  • Net Income
    16000.0000 0.0 %
  • Book Value
    1.5M -8.1 %
  • Book Value x2
    3.0M -8.1 %
  • Book Value x3
    4.5M -8.1 %
ROAA

.069

ROAE

.933

Efficiency Ratio

97.661

Net Interest Margin

3.332

Balance Sheet Highlights
Financial Highlights Elgin State Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 24,201 198,346
Total Net Loans 8,537 133,864
Total Deposits 22,679 165,124
Total Equity 1,511 22,060
Profitability
Net Income 16 2,310
Return on Average Assets .069 1.15
Return on Average Equity .933 9.92
Net Interest Margin 3.332 3.587
Efficiency Ratio 97.661 60.34
Noninterest Income/Revenue 6.371 13.494
Balance Sheet Ratios
Loan-to-Deposit 37.643 77.091
Securities/Assets .456 .197
Total Equity/Total Assets .062 .111
Tangible Equity/Tangible Assets .062 .107
Capital Adequacy
Tier 1 Common Capital 1,796 21,135
Tier 1 Capital 1,796 21,140
Tier 2 Capital 111 1,625
Total Capital 1,907 22,777
Total Risk Weighted Assets 9,695 151,308
Leverage Ratio 7.61 10.944
Common Equity Tier 1 Capital Ratio 18.53 15.631
Tier 1 Capital Ratio 18.53 15.631
Total Capital Ratio 19.67 16.675

Timeline for Elgin State Bank

Kellonto Bankshares Corp.

Kellonto Bankshares Corp. became a new parent organization for Elgin State Bank.

View Profile Dec 01 1981

Elgin State Bank

Elgin State Bank was established 93 years ago and is currently headquartered in Elgin, IA.

Oct 25 1930
Relationships Role Relationship Start Relationship End
Kellonto Bankshares Corp. Parent 8/15/1997
Kellonto Bankshares Corp. Parent 12/31/1983 8/14/1997
Kellonto Bankshares Corp. Parent 12/31/1982 12/30/1983
Kellonto Bankshares Corp. Parent 12/1/1981 12/30/1982
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