Elgin State Bank
Elgin, IA — Non-member Bank
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Net Interest Margin Over Time
| Net Interest Margin | Elgin State Bank | All Insured Commercial Banks in Iowa |
| 12-31-2016 | 3.332 | 3.587 |
| 09-30-2016 | 3.352 | 3.602 |
| 06-30-2016 | 3.293 | 3.598 |
| 03-31-2016 | 3.353 | 3.601 |
| 12-31-2015 | 3.221 | 3.591 |
| 09-30-2015 | 3.194 | 3.588 |
| 06-30-2015 | 3.094 | 3.563 |
| 03-31-2015 | 3.042 | 3.541 |
| 12-31-2014 | 3.115 | 3.569 |
| 09-30-2014 | 3.106 | 3.552 |
| 06-30-2014 | 3.015 | 3.525 |
| 03-31-2014 | 2.991 | 3.52 |
| 12-31-2013 | 3.07 | 3.538 |
| 09-30-2013 | 3.031 | 3.526 |
| 06-30-2013 | 2.938 | 3.501 |
| 03-31-2013 | 2.757 | 3.488 |
| 12-31-2012 | 3.32 | 3.696 |
| 09-30-2012 | 3.418 | 3.722 |
| 06-30-2012 | 3.409 | 3.729 |
| 03-31-2012 | 3.398 | 3.767 |
| 12-31-2011 | 3.857 | 3.861 |
| 09-30-2011 | 3.965 | 3.865 |
| 06-30-2011 | 3.914 | 3.833 |
| 03-31-2011 | 3.794 | 3.808 |
| 12-31-2010 | 3.478 | 3.947 |
| 09-30-2010 | 3.465 | 3.957 |
| 06-30-2010 | 3.342 | 3.936 |
| 03-31-2010 | 3.152 | 3.922 |
| 12-31-2009 | 3.615 | 3.845 |
| 09-30-2009 | 3.647 | 3.829 |
| 06-30-2009 | 3.467 | 3.787 |
| 03-31-2009 | 3.42 | 3.796 |
| 12-31-2008 | 3.799 | 3.764 |
| 09-30-2008 | 3.869 | 3.732 |
| 06-30-2008 | 3.926 | 3.664 |
| 03-31-2008 | 3.941 | 3.658 |
| 12-31-2007 | 4.395 | 3.674 |
| 09-30-2007 | 4.439 | 3.667 |
| 06-30-2007 | 4.384 | 3.654 |
| 03-31-2007 | 4.536 | 3.624 |
| 12-31-2006 | 4.533 | 3.746 |
| 09-30-2006 | 4.55 | 3.762 |
| 06-30-2006 | 4.583 | 3.771 |
| 03-31-2006 | 4.496 | 3.763 |
| 12-31-2005 | 4.489 | 3.863 |
| 09-30-2005 | 4.461 | 3.877 |
| 06-30-2005 | 4.436 | 3.881 |
| 03-31-2005 | 4.368 | 3.865 |
| 12-31-2004 | 4.197 | 3.919 |
| 09-30-2004 | 4.205 | 3.912 |
| 06-30-2004 | 4.129 | 3.877 |
| 03-31-2004 | 4.142 | 3.885 |
| 12-31-2003 | 3.956 | 3.893 |
| 09-30-2003 | 3.939 | 3.9 |
| 06-30-2003 | 3.865 | 3.885 |
| 03-31-2003 | 3.966 | 3.897 |
| 12-31-2002 | 4.369 | 4.074 |