Vitals
  • Total Assets
    20.5M -2.3 %
  • Total Deposits
    19.0M -2.4 %
  • Total Net Loans
    10.3M -4.4 %
  • Net Income
    328000.0000 -7.3 %
  • Book Value
    1.5M -0.8 %
  • Book Value x2
    3.0M -0.8 %
  • Book Value x3
    4.6M -0.8 %
ROAA

1.575

ROAE

20.996

Efficiency Ratio

65.119

Net Interest Margin

4.06

Balance Sheet Highlights
Financial Highlights Farmers And Merchants Bank All Insured Commercial Banks in Oklahoma
Balance Sheet $(000)
Total Assets 20,478 202,868
Total Net Loans 10,339 137,756
Total Deposits 18,953 172,449
Total Equity 1,524 21,595
Profitability
Net Income 328 2,672
Return on Average Assets 1.575 1.261
Return on Average Equity 20.996 11.655
Net Interest Margin 4.06 4.163
Efficiency Ratio 65.119 67.201
Noninterest Income/Revenue 19.4 16.695
Balance Sheet Ratios
Loan-to-Deposit 54.551 75.305
Securities/Assets .247 .172
Total Equity/Total Assets .074 .106
Tangible Equity/Tangible Assets .074 .104
Capital Adequacy
Tier 1 Common Capital 1,536 21,413
Tier 1 Capital 1,536 21,413
Tier 2 Capital 86 1,666
Total Capital 1,622 23,103
Total Risk Weighted Assets 12,701 150,667
Leverage Ratio 7.51 10.837
Common Equity Tier 1 Capital Ratio 12.09 15.74
Tier 1 Capital Ratio 12.09 15.742
Total Capital Ratio 12.77 16.809

Timeline for Farmers And Merchants Bank

Bank Of Granite

Acquisition: Farmers And Merchants Bank acquired a new subsidiary, Bank Of Granite, 36 years

View Profile Jul 31 1987

The First National Bank Of Rush Springs

Acquisition: Farmers And Merchants Bank acquired a new subsidiary, The First National Bank Of Rush Springs, 37 years

View Profile Jan 16 1987

H & H Insurance Agency, Inc.

H & H Insurance Agency, Inc. became a new subsidiary organization for Farmers And Merchants Bank.

View Profile Dec 31 1983

H & H Trust

H & H Trust became a new subsidiary organization for Farmers And Merchants Bank.

View Profile Dec 31 1978

H. Pat Henson Company, The

H. Pat Henson Company, The became a new parent organization for Farmers And Merchants Bank.

View Profile Dec 31 1970

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Complete timeline for Farmers And Merchants Bank is available.

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Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of Granite Seller 13,164 Failure 7/31/1987
The First National Bank Of Rush Springs Seller 12,827 Failure 1/16/1987
Relationships Role Relationship Start Relationship End
H. Pat Henson Company, The Parent 12/31/1982
H. Pat Henson Company, The Parent 12/31/1981 12/30/1982
H. Pat Henson Company, The Parent 12/31/1970 12/30/1981
H & H Insurance Agency, Inc. Subsidary 12/31/1983 8/23/1996
H & H Trust Subsidary 12/31/1978 12/30/1983
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