Vitals
  • Total Assets
    22.8M 36.4 %
  • Total Deposits
    19.4M 36.0 %
  • Total Net Loans
    18.3M 42.8 %
  • Net Income
    167000.0000 518.5 %
  • Book Value
    2.5M 7.2 %
  • Book Value x2
    5.1M 7.2 %
  • Book Value x3
    7.6M 7.2 %
ROAA

.81

ROAE

6.784

Efficiency Ratio

88.093

Net Interest Margin

4.985

Balance Sheet Highlights
Financial Highlights The Citizens State Bank And Trust Company All Insured Commercial Banks in Kansas
Balance Sheet $(000)
Total Assets 22,803 161,058
Total Net Loans 18,284 97,183
Total Deposits 19,377 131,657
Total Equity 2,534 18,008
Profitability
Net Income 167 1,663
Return on Average Assets .81 .954
Return on Average Equity 6.784 8.443
Net Interest Margin 4.985 3.683
Efficiency Ratio 88.093 68.374
Noninterest Income/Revenue 6.41 15.013
Balance Sheet Ratios
Loan-to-Deposit 94.359 72.321
Securities/Assets .109 .241
Total Equity/Total Assets .111 .112
Tangible Equity/Tangible Assets .107 .109
Capital Adequacy
Tier 1 Common Capital 2,478 17,454
Tier 1 Capital 2,478 17,457
Tier 2 Capital 50 1,279
Total Capital 2,528 18,771
Total Risk Weighted Assets 19,326 112,595
Leverage Ratio 11.02 11.048
Common Equity Tier 1 Capital Ratio 12.82 16.94
Tier 1 Capital Ratio 12.82 16.949
Total Capital Ratio 13.08 18.109

Timeline for The Citizens State Bank And Trust Company

Woodbine Agency, Inc.

Woodbine Agency, Inc. became a new parent organization for The Citizens State Bank And Trust Company.

View Profile Jun 21 1976

The Citizens State Bank And Trust Company

The Citizens State Bank And Trust Company was established 103 years ago and is currently headquartered in Woodbine, KS.

Jan 01 1921
Relationships Role Relationship Start Relationship End
Woodbine Agency, Inc. Parent 10/29/2008 8/25/2015
Woodbine Agency, Inc. Parent 7/5/1994 10/28/2008
Woodbine Agency, Inc. Parent 6/17/1994 7/4/1994
Woodbine Agency, Inc. Parent 12/31/1984 6/16/1994
Woodbine Agency, Inc. Parent 12/31/1982 12/30/1984
Woodbine Agency, Inc. Parent 12/31/1981 12/30/1982
Woodbine Agency, Inc. Parent 12/31/1980 12/30/1981
Woodbine Agency, Inc. Parent 12/31/1979 12/30/1980
Woodbine Agency, Inc. Parent 6/21/1976 12/30/1979
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