Efficiency Ratio Over Time
Efficiency Ratio United Valley Bank All Insured Commercial Banks in Minnesota
06-30-2006 63.4 63.582
03-31-2006 67.953 64.084
12-31-2005 72.159 63.714
09-30-2005 70.455 62.201
06-30-2005 75.427 62.651
03-31-2005 76.684 62.926
12-31-2004 71.136 63.335
09-30-2004 71.52 61.98
06-30-2004 77.223 62.61
03-31-2004 99.195 63.48
12-31-2003 96.99 63.289
09-30-2003 93.985 61.468
06-30-2003 96.359 61.298
03-31-2003 100.667 62.209
12-31-2002 85.136 61.807