Vitals
  • Total Assets
    227.1M 4.9 %
  • Total Deposits
    196.9M 6.7 %
  • Total Net Loans
    151.8M 6.0 %
  • Net Income
    18000.0000 -96.0 %
  • Book Value
    30.0M 36.5 %
  • Book Value x2
    60.0M 36.5 %
  • Book Value x3
    90.0M 36.5 %
ROAA

.168

ROAE

1.589

Efficiency Ratio

89.877

Net Interest Margin

3.179

Balance Sheet Highlights
Financial Highlights United Legacy Bank All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 227,116 447,786
Total Net Loans 151,787 287,770
Total Deposits 196,924 369,406
Total Equity 30,004 47,647
Profitability
Net Income 18 2,864
Return on Average Assets .168 .583
Return on Average Equity 1.589 5.62
Net Interest Margin 3.179 3.589
Efficiency Ratio 89.877 80.753
Noninterest Income/Revenue 6.044 13.634
Balance Sheet Ratios
Loan-to-Deposit 77.079 76.409
Securities/Assets .007 .175
Total Equity/Total Assets .132 .106
Tangible Equity/Tangible Assets .099 .104
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 18,731 42,640
Tier 2 Capital — 3,296
Total Capital 18,731 45,989
Total Risk Weighted Assets 165,555 299,461
Leverage Ratio 8.6 10.027
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.31 15.342
Total Capital Ratio 11.31 16.501

Timeline for United Legacy Bank

National Bank Of Commerce

United Legacy Bank was acquired by National Bank Of Commerce 9 years

View Profile Mar 01 2015

National Commerce Corporation

National Commerce Corporation became a new parent organization for United Legacy Bank.

View Profile Dec 16 2014

United Legacy Bank

United Legacy Bank was established 22 years ago and is currently headquartered in Winter Park, FL.

Dec 28 2001

United Group Banking Company Of Florida, Inc.

United Group Banking Company Of Florida, Inc. became a new parent organization for United Legacy Bank.

View Profile Dec 28 2001
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
National Bank Of Commerce Buyer 1,776,914 Pooling of Interests Discontinued 3/1/2015
Relationships Role Relationship Start Relationship End
National Commerce Corporation Parent 12/16/2014 2/28/2015
United Group Banking Company Of Florida, Inc. Parent 12/28/2001 12/15/2014
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