United Legacy Bank
Winter Park, FL — Domestic Branch of a Domestic Bank
Acquired Mar 2015
Net Income Analysis
( % relative to Total Revenue )
Income Statement | United Legacy Bank | All Insured Commercial Banks in Florida |
Interest and Fees on Loans | 334 | 13,445 |
Income from Lease Financing Receivables | — | 0 |
— | 12 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 6 |
Income on Loans and Leases (TE) | 334 | 13,461 |
Investment Interest Income (TE) | — | 1,882 |
Total Interest Income (TE) | 342 | 15,714 |
Total Interest Expense | 38 | 1,645 |
Net Interest Income (TE) | 304 | 13,918 |
Non-Interest Income | 22 | 2,481 |
Adjusted Operating Income (TE) | 326 | 17,079 |
Non-interest Expense | 293 | 13,331 |
Provision for Loan & Lease Losses | — | 309 |
Pretax Operating Income (TE) | 33 | 3,412 |
Pretax Net Operating Income (TE) | 33 | 3,537 |
Applicable Income Taxes | 15 | 836 |
Net Operating Income | 18 | 2,864 |
Net Income | 18 | 2,864 |
Cash Dividends Declared | — | 394 |
Retained Earnings | 18 | 2,138 |