Vitals
  • Total Assets
    1.9B 10.7 %
  • Total Deposits
    1.7B 11.3 %
  • Total Net Loans
    1.5B 12.4 %
  • Net Income
    18.4M 77.5 %
  • Book Value
    223.7M 12.1 %
  • Book Value x2
    447.4M 12.1 %
  • Book Value x3
    671.2M 12.1 %
ROAA

1.123

ROAE

8.674

Efficiency Ratio

59.029

Net Interest Margin

4.214

Balance Sheet Highlights
Financial Highlights National Bank Of Commerce All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 1,948,994 266,812
Total Net Loans 1,488,744 157,006
Total Deposits 1,694,059 227,200
Total Equity 231,030 30,855
Profitability
Net Income 18,389 2,603
Return on Average Assets 1.123 .91
Return on Average Equity 8.674 7.525
Net Interest Margin 4.214 3.872
Efficiency Ratio 59.029 69.238
Noninterest Income/Revenue 15.697 15.218
Balance Sheet Ratios
Loan-to-Deposit 87.88 65.031
Securities/Assets .051 .23
Total Equity/Total Assets .119 .116
Tangible Equity/Tangible Assets .088 .114
Capital Adequacy
Tier 1 Common Capital 166,072 30,655
Tier 1 Capital 166,072 30,655
Tier 2 Capital 12,113 1,864
Total Capital 178,185 32,526
Total Risk Weighted Assets 1,501,195 184,216
Leverage Ratio 9.25 11.829
Common Equity Tier 1 Capital Ratio 11.06 18.757
Tier 1 Capital Ratio 11.06 18.762
Total Capital Ratio 11.87 19.824

Timeline for National Bank Of Commerce

Reunion Bank Of Florida

Acquisition: National Bank Of Commerce acquired a new subsidiary, Reunion Bank Of Florida, 8 years

View Profile Nov 01 2015

United Legacy Bank

Acquisition: National Bank Of Commerce acquired a new subsidiary, United Legacy Bank, 9 years

View Profile Mar 01 2015

Cbi Holding Company, Llc

Cbi Holding Company, Llc became a new subsidiary organization for National Bank Of Commerce.

View Profile Aug 29 2014

National Commerce Corporation

National Commerce Corporation became a new parent organization for National Bank Of Commerce.

View Profile Mar 15 2007

National Bank Of Commerce

National Bank Of Commerce was established 19 years ago and is currently headquartered in Birmingham, AL.

Jun 21 2004
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Reunion Bank Of Florida Seller 293,442 Acquisition Discontinued 11/1/2015
United Legacy Bank Seller 227,116 Pooling of Interests Discontinued 3/1/2015
Relationships Role Relationship Start Relationship End
National Commerce Corporation Parent 3/15/2007
Cbi Holding Company, Llc Subsidary 8/29/2014
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