Vitals
  • Total Assets
    791.3M 8.6 %
  • Total Deposits
    702.2M 10.9 %
  • Total Net Loans
    451.9M 18.1 %
  • Net Income
    1.9M 10.5 %
  • Book Value
    66.0M 17.1 %
  • Book Value x2
    132.1M 17.1 %
  • Book Value x3
    198.1M 17.1 %
ROAA

1.017

ROAE

11.955

Efficiency Ratio

53.245

Net Interest Margin

3.533

Balance Sheet Highlights
Financial Highlights United Heritage Bank All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 791,334 278,710
Total Net Loans 451,893 197,129
Total Deposits 702,226 224,342
Total Equity 66,026 29,657
Profitability
Net Income 1,939 1,461
Return on Average Assets 1.017 1.042
Return on Average Equity 11.955 10.883
Net Interest Margin 3.533 4.087
Efficiency Ratio 53.245 76.61
Noninterest Income/Revenue 2.854 8.806
Balance Sheet Ratios
Loan-to-Deposit 64.352 86.493
Securities/Assets .261 .345
Total Equity/Total Assets .083 .106
Tangible Equity/Tangible Assets .083 -.079
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 67,100 27,412
Tier 2 Capital 5,513 2,620
Total Capital 72,613 30,051
Total Risk Weighted Assets 558,446 215,604
Leverage Ratio 8.8 12.068
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.02 16.451
Total Capital Ratio 13 17.564

Timeline for United Heritage Bank

M&I Marshall And Ilsley Bank

United Heritage Bank was acquired by M&I Marshall And Ilsley Bank 16 years

View Profile Jun 01 2007

M&I Llc

M&I Llc became a new parent organization for United Heritage Bank.

View Profile Apr 01 2007

Community United Bank Of Florida

Acquisition: United Heritage Bank acquired a new subsidiary, Community United Bank Of Florida, 20 years

View Profile Mar 26 2004

United Heritage Bankshares Of Florida, Inc.

United Heritage Bankshares Of Florida, Inc. became a new parent organization for United Heritage Bank.

View Profile Jan 14 2003

United Heritage Bank

United Heritage Bank was established 23 years ago and is currently headquartered in Orlando, FL.

Mar 15 2001
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
M&I Marshall And Ilsley Bank Buyer 44,975,270 Pooling of Interests Discontinued 6/1/2007
Community United Bank Of Florida Seller 140,249 Pooling of Interests Discontinued 3/26/2004
Relationships Role Relationship Start Relationship End
M&I Llc Parent 4/1/2007 5/31/2007
United Heritage Bankshares Of Florida, Inc. Parent 1/14/2003 3/31/2007
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