Leverage Ratio Over Time
Leverage Ratio United Heritage Bank All Insured Commercial Banks in Florida
03-31-2007 8.8 12.068
12-31-2006 8.94 12.133
09-30-2006 8.93 11.568
06-30-2006 8.67 10.936
03-31-2006 8.7 10.811
12-31-2005 8.77 10.609
09-30-2005 8.8 10.35
06-30-2005 10.11 10.006
03-31-2005 11.81 10.019
12-31-2004 8.04 9.771
09-30-2004 8.32 9.598
06-30-2004 8.39 9.454
03-31-2004 9.21 9.513
12-31-2003 10.64 9.372
09-30-2003 10.63 9.304
06-30-2003 11.41 9.179
03-31-2003 12.7 9.472
12-31-2002 14.61 9.368