Efficiency Ratio Over Time
Efficiency Ratio United Heritage Bank All Insured Commercial Banks in Florida
03-31-2007 53.245 76.61
12-31-2006 49.711 74.435
09-30-2006 48.391 70.062
06-30-2006 48.989 68.269
03-31-2006 49.771 68.681
12-31-2005 60.094 70.265
09-30-2005 63.914 70.33
06-30-2005 67.288 68.755
03-31-2005 67.496 69.25
12-31-2004 63.322 72.022
09-30-2004 63.213 70.445
06-30-2004 63.969 71.231
03-31-2004 67.135 71.697
12-31-2003 82.284 73.427
09-30-2003 86.117 72.963
06-30-2003 88.48 72.602
03-31-2003 88.604 73.441
12-31-2002 88.557 73.418