Vitals
  • Total Assets
    140.2M 19.3 %
  • Total Deposits
    128.9M 19.2 %
  • Total Net Loans
    91.0M 17.3 %
  • Net Income
    823000.0000 11.1 %
  • Book Value
    11.0M 27.9 %
  • Book Value x2
    22.0M 27.9 %
  • Book Value x3
    32.9M 27.9 %
ROAA

.632

ROAE

8.35

Efficiency Ratio

56.206

Net Interest Margin

3.081

Balance Sheet Highlights
Financial Highlights Community United Bank Of Florida All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 140,249 199,718
Total Net Loans 90,983 132,387
Total Deposits 128,865 165,358
Total Equity 10,982 18,235
Profitability
Net Income 823 3,883
Return on Average Assets .632 1.049
Return on Average Equity 8.35 11.554
Net Interest Margin 3.081 4.041
Efficiency Ratio 56.206 73.427
Noninterest Income/Revenue 2.48 14.449
Balance Sheet Ratios
Loan-to-Deposit 70.603 79.383
Securities/Assets .087 .428
Total Equity/Total Assets .078 .091
Tangible Equity/Tangible Assets .078 -.089
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 11,042 17,349
Tier 2 Capital 1,162 1,688
Total Capital 12,204 19,044
Total Risk Weighted Assets 101,678 142,847
Leverage Ratio 7.9 9.372
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.86 13.304
Total Capital Ratio 12 14.423

Timeline for Community United Bank Of Florida

United Heritage Bank

Community United Bank Of Florida was acquired by United Heritage Bank 20 years

View Profile Mar 26 2004

United Heritage Bankshares Of Florida, Inc.

United Heritage Bankshares Of Florida, Inc. became a new parent organization for Community United Bank Of Florida.

View Profile Jan 14 2003

Community United Bank Of Florida

Community United Bank Of Florida was established 24 years ago and is currently headquartered in Lake Mary, FL.

Aug 02 1999
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
United Heritage Bank Buyer 791,334 Pooling of Interests Discontinued 3/26/2004
Relationships Role Relationship Start Relationship End
United Heritage Bankshares Of Florida, Inc. Parent 1/14/2003 3/25/2004
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