Vitals
  • Total Assets
    138.6M 9.1 %
  • Total Deposits
    123.1M 12.8 %
  • Total Net Loans
    87.5M 22.0 %
  • Net Income
    1.6M 5.5 %
  • Book Value
    14.3M -2.6 %
  • Book Value x2
    28.5M -2.6 %
  • Book Value x3
    42.8M -2.6 %
ROAA

1.21

ROAE

10.948

Efficiency Ratio

56.52

Net Interest Margin

3.654

Balance Sheet Highlights
Financial Highlights Iowa Falls State Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 138,553 198,346
Total Net Loans 87,529 133,864
Total Deposits 123,111 165,124
Total Equity 14,252 22,060
Profitability
Net Income 1,617 2,310
Return on Average Assets 1.21 1.15
Return on Average Equity 10.948 9.92
Net Interest Margin 3.654 3.587
Efficiency Ratio 56.52 60.34
Noninterest Income/Revenue 10.055 13.494
Balance Sheet Ratios
Loan-to-Deposit 71.098 77.091
Securities/Assets .308 .197
Total Equity/Total Assets .103 .111
Tangible Equity/Tangible Assets .103 .107
Capital Adequacy
Tier 1 Common Capital 14,123 21,135
Tier 1 Capital 14,123 21,140
Tier 2 Capital 1,346 1,625
Total Capital 15,469 22,777
Total Risk Weighted Assets 107,584 151,308
Leverage Ratio 10.21 10.944
Common Equity Tier 1 Capital Ratio 13.13 15.631
Tier 1 Capital Ratio 13.13 15.631
Total Capital Ratio 14.38 16.675

Timeline for Iowa Falls State Bank

Barlow Banking Corporation

Barlow Banking Corporation became a new parent organization for Iowa Falls State Bank.

View Profile Sep 14 1995

Williams Savings Bank

Acquisition: Iowa Falls State Bank acquired a new subsidiary, Williams Savings Bank, 38 years

View Profile Mar 20 1986

Iowa Falls State Bank

Iowa Falls State Bank was established 91 years ago and is currently headquartered in Iowa Falls, IA.

Jan 01 1933
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Williams Savings Bank Seller 12,847 Failure 3/20/1986
Relationships Role Relationship Start Relationship End
Barlow Banking Corporation Parent 7/18/1996
Barlow Banking Corporation Parent 9/14/1995 7/17/1996
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