Vitals
  • Total Assets
    143.5M 8.2 %
  • Total Deposits
    119.2M 11.6 %
  • Total Net Loans
    113.0M 9.2 %
  • Net Income
    1.3M 100.3 %
  • Book Value
    14.5M 9.5 %
  • Book Value x2
    29.0M 9.5 %
  • Book Value x3
    43.5M 9.5 %
ROAA

.953

ROAE

9.22

Efficiency Ratio

80.737

Net Interest Margin

5.028

Balance Sheet Highlights
Financial Highlights Greater Community Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 143,476 256,123
Total Net Loans 113,039 160,108
Total Deposits 119,172 221,413
Total Equity 14,506 27,434
Profitability
Net Income 1,282 2,812
Return on Average Assets .953 .99
Return on Average Equity 9.22 8.811
Net Interest Margin 5.028 4.031
Efficiency Ratio 80.737 72.067
Noninterest Income/Revenue 16.205 19.316
Balance Sheet Ratios
Loan-to-Deposit 94.854 70.662
Securities/Assets .046 .165
Total Equity/Total Assets .101 .107
Tangible Equity/Tangible Assets .101 .105
Capital Adequacy
Tier 1 Common Capital 14,514 26,376
Tier 1 Capital 14,514 26,452
Tier 2 Capital 1,120 1,919
Total Capital 15,634 28,453
Total Risk Weighted Assets 125,367 174,280
Leverage Ratio 10.55 10.62
Common Equity Tier 1 Capital Ratio 11.58 16.191
Tier 1 Capital Ratio 11.58 16.286
Total Capital Ratio 12.47 17.433

Timeline for Greater Community Bank

Greater Community Bank

Greater Community Bank was established 28 years ago and is currently headquartered in Rome, GA.

Feb 26 1996

Greater Community Bancshares, Inc.

Greater Community Bancshares, Inc. became a new parent organization for Greater Community Bank.

View Profile Feb 26 1996
Relationships Role Relationship Start Relationship End
Greater Community Bancshares, Inc. Parent 2/26/1996
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